BSCC Application Process for Technical Courses
Bihar Student Credit Card (BSCC) Application Process for Technical Courses includes Registration, Form Filling, Uploading Required Documents, Selection of Courses and Submission of the Form and process is done online on the official website at 7nishchay-yuvaupmission.bihar.gov.in.
BSCC Application Process for Technical Courses: The Bihar Student Credit Card (BSCC)Scheme is a government effort that was introduced on October 2, 2016, on the occasion of Gandhi Jayanti. This scheme aims to offer financial help in the form of loans to students who are willing to pursue higher education. The financial restrictions have made it quite difficult for talented students in Bihar to pursue higher education and that is why the BSCC program offers loans up to ₹4 lakh to help students pay for necessary academic expenditures. Students who are pursuing technical courses and wish to enroll themselves in degrees like engineering, computer science, architecture, hotel management, and polytechnic studies can get high benefits from this scheme. This scheme covers tuition, hostel expenses, study materials, and even rental housing if the hostel is unavailable. The Bihar government guarantees that students from economically weaker backgrounds can obtain high-quality education in technical fields and create a bright future. The Bihar Student Credit Card loan application process is conducted in online mode. To apply for BSCC loan for technical courses, one must register on the Bihar Student Credit Card portal. After registration, fill out the online application form, upload the required documents, select the desired courses, and then submit the form.
Also Read: BSCC Application Process for Engineering Students
How to Apply for BSCC for Technical Courses?
Applying for the BSCC involves a systematic process designed to be user-friendly:
- Visit the Official Website: Students need to visit the official website, which is 7nishchay-yuvaupmission.bihar.gov.in to begin the application process.
- New Applicant Registration: Click on the ‘New Applicant Registration’ button to create an account.
- Provide Personal Details: Enter necessary details such as name, email ID, mobile number, and Aadhaar number, and then they need to verify using the OTP sent to the registered mobile number. Click ‘Submit’ to proceed.
- Receive Login Credentials: Upon successful registration, students will receive a username and password through email and SMS.
- Log In to the Portal: Students then need to use the provided credentials to access their account on the official website.
- Fill the BSCC Application Form: Further, they need to fill out the personal information form accurately and submit it.
- Upload Required Documents: Students must upload all the required documents such as Aadhar Card, PAN card, Income certificate, Mark Sheet 10 and 12 etc.
- Select the BSCC Scheme: Choose ‘BSCC’ from the available options in the drop-down menu and click ‘Apply.’
- Submit the BSCC Application Form: After verifyingall necessary details entered, submit the form, and receive an acknowledgment message along with a reference number.
- DRCC Appointment Notification: The District Registration and Counselling Center (DRCC) will schedule an appointment and notify you via email and SMS regarding your visit date.
- Document Verification at DRCC: Visit the DRCC on the scheduled date with self-attested documents. Submit them to the Multi-Purpose Assistant (MPA) for verification.
- Loan Approval Process: Once the documents are verified, the bank will review your application. If approved, you will receive an SMS and email with details about collecting your Bihar Student Credit Card and loan sanction letter from the DRCC.
- Visit the Bank for Formalities: Carry your Bihar Student Credit Card and sanction letter to the assigned bank to complete the necessary documentation.
- Loan Disbursement: After verification, the loan amount will be processed and disbursed directly to the institution. You will receive a notification regarding the disbursement.
- Track Your Application: Applicants can monitor their application status anytime through the official portal.
What are the Documents Required for BSCC Technical Courses?
The following table below mentions the list of required documents for BSCC Technical courses:
Documents Required for BSCC Technical Courses | |
Document Name | Details |
Common Application Form | Properly filled application form. |
Aadhar Card | Required for both applicant and co-applicant (if available). |
PAN Card | Copy of PAN card for both student and co-applicant. |
Academic Certificates & Marksheet | Class 10th & 12th certificates and mark sheets. |
Scholarship Documents | Copies of scholarship letters (if applicable). |
Approved Course Structure | Details of the course being pursued. |
Proof of Admission | Admission letter from the institution. |
Fee Schedule | Official fee structure issued by the institution. |
Photographs | Two passport-size photos of the student, parents, or guarantor. |
Income Certificate | Last year’s income certificate or Form 16. |
Income Tax Return | Copies of the last two years' ITR. |
Bank Statement | Last six months' bank statement. |
Proof of Residence | Any of the following: ID, Passport, Voter ID, or Driving License. |
Tax Receipt | Latest tax receipt. |
Also Check - Loan Amount and Repayment Terms for BSCC
Approved Technical Courses for BSCC
The BSCC scheme encompasses a wide range of technical courses to cater to diverse student interests. Below is a table of technical courses that are covered under the BSCC scheme:
- B.C.A. (Bachelor of Computer Applications)
- M.C.A. (Master of Computer Applications)
- B.Sc. (Information Technology/Computer Application/Computer Science)
- Bachelor of Hotel Management & Catering Technology (B.H.M.C.T.)
- B.Tech/B.E. (For laterally admitted candidates with a three-year diploma approved by the State Technical Education Council)
- Hotel Management and Catering Technology
- Hospital and Hotel Management
- Diploma in Hotel Management (Three-Year I.H.M. Course)
- B.Tech/B.E./B.Sc. (Engineering – All Branches)
- Bachelor of Architecture
- M.Sc./M.Tech. (Integrated Course)
- Diploma in Food Processing/Food Production
- Diploma in Food & Beverage Services
- Degree/Diploma in Aeronautical, Pilot Training, Shipping
- Polytechnic
Bihar Student Credit Card Technical Program Eligibility
Applicants must fulfil certain requirements to be qualified for the BSCC technical program:
- Applicant must be a Bihar permanent resident.
- Students should be qualified 12th Grade from an accredited school.
- Applicants must be enrolled in a technical course in an authorized and recognized institution.
- The age requirement of the applicants is between the ages of 18 and 25.
The Bihar Student Credit Card program is a revolutionary project that democratises access to technical education. The BSCC plan is essential in enabling Bihar's youth to pursue their educational and professional goals without financial constraints because it offers large loan amounts with favourable terms and covers a wide range of technical courses.
More Useful Links
| How to Submit BSCC Application | BSCC Application Process for Management & Arts Students |
| How to Get Your Income Certificate for BSCC | How to Pay Back BSCC Loan |
If you have further queries regarding courses/ college admission, you can write to hello@collegedekho.com or call our toll free number 18005729877, or simply fill out our Common Application Form on the website.
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FAQs
What happens after the BSCC loan is approved?
Once your BSCC loan is approved, you will receive an approval letter with details on the loan amount, repayment terms, and disbursement process. The funds will be transferred to your bank account or directly to your institution. Ensure timely repayments as per the schedule to avoid penalties.
What is the full form of BSCC Scheme?
The full form of BSCC is Bihar Credit Card Scheme
How to check BSCC status?
You can check your application status by visiting the MNSSBY portal. Simply click on “Application Status”, enter the required details, and view your status instantly.
Who is eligible for a Bihar Student Credit Card?
To apply for the Bihar Student Credit Card (BSCC) scheme, applicants must meet certain eligibility criteria. First, the student must be a permanent resident of Bihar. Additionally, they should be 25 years of age or below at the time of application.
Another key requirement is that the applicant must have successfully completed and passed the 12th standard from a recognized board. Lastly, they must have secured admission or been selected for a higher education course at a recognized college, university, or institution.