Common Document Mistakes for BSCC & How to Fix Them

Common Document Mistakes for BSCC & How to Fix Them: The Bihar Student Credit Card (BSCC) scheme was launched by the Bihar government to provide financial assistance to students who aspire to pursue higher studies. Filling out the application form and uploading the required documents is the first step towards applying for the loan. However, students often make common mistakes that lead to application rejections or unnecessary delays. Errors like uploading documents with incorrect personal details, spelling mistakes, mismatched signatures, and wrong files can cause delays in application verification. Understanding these mistakes and knowing how to fix them can save time and effort.

This article highlights some of the most frequent document errors students make and provides simple solutions to avoid them, ensuring a smooth and hassle-free application process.

Some Common Document Mistakes for BSCC & How to Fix Them

Here are some common mistakes in BSCC document submission and how to correct errors in BSCC loan documents:

1. Entering Incorrect Personal Details

Students applying for the Bihar Credit Card Loan often enter wrong personal details like name, date of birth, address and contact details. So, when the authorities match these details with other identity proof provided by the students, they reject the application if the details do not match. 

So, before applying, students must take time to review all personal details and ensure that their name matches exactly with official documents like AADHAR cards or school certificates. You must verify your date of birth and contact information to ensure accuracy.

2. Mistakes in Documents

There are often spelling mistakes in the documents required for Bihar student credit card which lead to discrepancies. If the name in the document does not match with other documents or details filled in by the students, the application may get rejected or require additional corrections. This mistake can delay the admission or approval process. Also sometimes, the spelling of the student’s name or their parent's in their class 10th and 12th marksheet is different from their original identity proof. This can lead to rejection of the application.

So, students whose names are incorrect in their class 10th or 12th mark sheet must apply for the change of name in the documents earlier as it takes time to get it changed. They can also visit the court and get an affidavit stating that the name is incorrect but belongs to the same individual. The correction process usually takes around a month in cities like Patna or Chhapra. Since application deadlines cannot be extended, it is important to apply for corrections as early as possible.

3. Uploading Incorrect Documents

Sometimes students without understanding which document to upload, upload the wrong document. For this, it is advised that the students must check and cross verify their documents before submitting them.

4. Unclear Documents

Documents that are unclear and not properly scanned can create trouble in the verification documents. So, upload properly scanned and clear document images only.

5. Varying Signature

Students often use different signatures on various documents, which can cause rejection during verification. Mismatched signatures create doubts about authenticity and delay the approval process. Using different signatures on different documents must be avoided by the students. You should maintain a consistent signature on all documents to avoid issues. Practice signing uniformly and cross-checking documents before submission. A stable signature ensures smooth verification and prevents unnecessary delays.

6. Upload Documents in Required Size

Students often upload documents in the wrong size, which leads to rejection. Oversized files may not get accepted, while smaller files may become unclear. Incorrect document size causes unnecessary delays in processing. But What happens if BSCC documents are incorrect? The application may be rejected immediately. You should check the required file size before uploading any document. Use online tools to resize or compress files without losing clarity. Following size guidelines ensures smooth submission and faster approval.

7. Old Photographs

Submitting old passport-sized photographs may also lead to rejection of the application. An outdated photo may not match their current appearance, causing verification issues. You should always upload a recent passport photograph as per the given guidelines. A clear and updated photo ensures easy identification and smooth processing.
Also Read: How to Apply for Student Credit Card in Bihar

Documents Required to Apply for Bihar Student Credit Card (BSCC)

The following documents are required while applying for Bihar Student Credit Card (BSCC):

• Class 10th Marksheet 
• Class 12th Marksheet
• Address Proof like Voter ID, Ration Card, Electricity Bill
• Identity proof like an Aadhar Card, PAN Card
• Admission Letter (College Admission Proof)
• Family Income Certificate
• Photo of Passbook
• Passport Photo of Students and Parents (2 nos.)
• Past 6 months' bank statements of parents

How to Re-upload Rejected BSCC Documents?

Students can follow the below-mentioned steps to re-upload the rejected BSCC documents:

• Visit the Bihar Student Credit Card Portal
• Open the application link
• Navigate to the document upload section
• Re-upload the corrected document
• Submit and confirm

Avoiding these BSCC loan document rejection reasons is essential for a smooth verification process after submitting the BSCC application. Carefully check your information, follow guidelines, and submit accurate documents on time. A correctly submitted application speeds up verification and increases your chances of loan approval.