How to Contact BSCC Support for Loan Status Issues

How to Contact BSCC Support for Loan Status Issues: The Bihar Students Credit Card (BSCC) scheme helps students in Bihar pursue higher education by providing loans up to INR 4 lakhs at minimal or zero interest rates. There are various issues that students may face after submitting their loan application, like not being able to check the status of their application, delay in loan approval etc. To resolve these, the authorities have provided a toll-free BSCC helpline for loan status issues An official feedback form and local District Registration cum Counseling Centers (DRCC) also help students in tackling their issues related to loan processing and status updates. 

The government has ensured multiple support channels to make the process accessible and transparent for students facing difficulties with their Bihar Student Credit Card (BSCC) loan applications. Students also have an option of reaching out via email at spmubscc@bihar.gov.in for fraud-related concerns or finsecy-bih@nic.in for administrative queries. Here are the details on how students can check their loan status and other queries related to delay or failure in loan sanction. 

What is the BSCC Helpline for Loan Status Issues?

Students can call the toll-free number 18003456444 to get a solution regarding their BSCC loan status issues. This number is part of the "Economic Solution, Strength to Youth" initiative and is listed in official government sources. The helpline assists students in tracking their Bihar Credit Card Loan applications and resolving delays. Since the number is toll-free, all students across Bihar can call without charges. The helpline is the most direct way for students to inquire about their loan status and seek resolution for any issues related to their applications.
Also Read: Bihar Student Credit Card Portal

Details on BSCC Support Phone Number & Email

Students can contact BSCC support through the toll-free number 18003456444. For written communication, there is no dedicated email for general queries, but students can use the feedback form at 7nishchay-yuvaupmission.bihar.gov.in/feedback to submit their complaints or questions. 
An email, spmubscc@bihar.gov.in, is available for reporting fraudulent activities, though it is not meant for general support. Additionally, the Bihar State Education Finance Corporation Limited can be reached at finsecy-bih@nic.in, though this address is likely for administrative communication rather than student inquiries. The feedback form is the best method to resolve the queries online.
Also Read: Bihar Student Credit Card Eligibility

How to Raise a Complaint for BSCC Loan Delay?

Students facing loan related delays can follow the following steps to file a complaint or get their issues resolved:

1. Call the Helpline: Students must note this toll-free number 18003456444 to report their queries.
2. Submit an Online Complaint: Students who have applied for the BSCC loan can visit this feedback form and enter the required details like the delay, or check the loan status.
3. Provide Essential Information: While filing the complaint in the feedback form, students must enter their registration ID, Aadhaar number, and a brief explanation of the issue.
4. Follow-Up: If the issue is not resolved, students can follow up with the helpline or visit their nearest District Registration cum Counseling Center (DRCC) for direct assistance.

As per most user experiences, calling the helpline number is the fastest way to address complaints, followed by submitting an online complaint.

How to Get BSCC Loan Assistance?

Students can get BSCC loan assistance by applying through the MNSSBY website. The process involves:

1. New Applicant Registration: Visit the official website and register with your name, email, Aadhaar number, and mobile number.
2. OTP Verification: On the website, candidates must confirm the details using an OTP sent to the registered mobile and email.
3. Login and Form Submission: Then log in with the provided credentials, update the password, and complete the loan application form.
4. Upload Documents: After the application fill-up is complete, submit the required documents, including 10th and 12th mark sheets, an Aadhaar card, proof of admission, and an income certificate.
5. Application Submission: Submit the application and track its status online.

For guidance, students can call 18003456444 or visit their local DRCC for document verification and support.

The registration ID helps students track their BSCC loan applications. The system provides this ID during the application process and sends it via email or includes it in the sanction letter. The Aadhaar number acts as a mandatory identifier for government schemes in India. This number links to the applicant’s Aadhaar card and ensures identity verification.  Students must enter their registration ID and Aadhaar number on the status check page. The system then displays their loan application status as 'under review,' 'approved' or 'disbursed'. This process allows students to track their loan progress easily.

The Bihar Students Credit Card (BSCC) scheme is a crucial initiative that enables students to pursue higher education with financial support. The scheme provides toll-free helpline support, online complaint mechanisms, and loan tracking services to simplify the process. Students can check their loan status online or call for updates, ensuring accessibility. The inclusion of lower interest rates for marginalized groups makes the scheme even more beneficial. By utilizing these resources, students can secure financial aid with minimal hurdles, making higher education more accessible in Bihar.