
The
documents required for WB Student Credit Card
include Aadhaar Card or any valid ID proof like Voter ID, PAN Card for loans above INR 4 lakh, Class 10 & 12 Mark Sheets or last qualifying exam mark sheet, Admission Letter from a recognized institution, course fee structure issued by the institution, recent Passport Size Photograph etc. among others. Launched by the Government of West Bengal, the West Bengal Student Credit Card (WBSCC) is an initiative for permanent residents of West Bengal to provide collateral-free education loans up to INR 10 lakh at low interest rates for students pursuing higher education in a recognized institution in India and abroad. The WB Student Credit Card documents are required to determine your eligibility for B.A., M.A., B.Sc., M.Sc., B.Com., M.Com., B.E.,
B.Tech course
, M.E., M.Tech. (Engineering & Technology), BBA, MBA, MBBS, etc., are eligible courses in India and abroad. Appropriate documentation is mandatory for a seamless application process and prompt loan approval.
Also Read:
How to Apply for West Bengal Student Credit Card?
WB Student Credit Card Documents List
It is compulsory for you to meet certain eligibility criteria and submit the mandatory documents to ensure that the loan is being disbursed to genuine students and can be repaid responsibly at a 4% per annum interest rate. You are required to keep the scanned images of the following West Bengal Student Credit Card Scheme (WBSCC) documents ready:
Proofs | List |
---|---|
Identity Proof (Also for student loan WB KYC) |
|
Educational Documents Required for WB Student Credit Card |
|
Proof of Admission | Admission letter from the recognized college/ university/ institution where the applicant has secured admission in .pdf format and size between 50 KB to 400 KB |
Course and Fee Details of Institute |
|
Financial Documents |
|
Residence Proof |
|
Bank Account Details |
Or a canceled cheque displaying the account number and IFSC code |
Photographs |
|
Signature |
|
Other Relevant Documents | Relevant pages of the brochure/ document detailing course fee in .pdf format and size between 50 KB to 400 KB |
Importance of WB Student Credit Card Documents
The required documents for WB student loan help in ensuring the authenticity and eligibility of the students and disbursing loans properly to eligible candidates.
- Both yours and your co-borrower’s identity can be authenticated by the identity proof for WB Student Credit Card that includes Aadhaar Card/ Voter ID/ PAN Card.
- The fact that you are a resident of West Bengal can be confirmed by your Address Proof.
- Your eligibility for higher students can be determined by your Class 10 & 12 mark sheets or your last qualifying exam marksheet.
- If you have secured admission in a recognized institution, it can be determined by the admission letter & fee structure.
- To ensure that you qualify under the income eligibility criteria, you are required to submit your Family Income Certificate, and your parent/guardian’s financial responsibility will be verified by the Co-Borrower’s (Parent/Guardian) ID & Income Proof.
- For availing loans above INR 4 lakh, the PAN Card is mandatory to ensure compliance with banking and tax regulations.
- Your merit or eligibility to pursue higher education can be verified through the Rank Card (JEE, NEET, WBJEE, etc.).
Visit the official website @wbscc.wb.gov.in and click on ‘Student Registration’ to apply for the WB Student Credit Card. Complete the loan application form and upload the required documents after carefully reviewing the official guidelines provided by the WB government to prevent the loan application from being delayed or denied. Eligible candidates can avail of collateral-free loans up to INR 10 lakh for domestic and international universities recognized by the government, thus being able to pursue their academic endeavors!
Related Links:Bihar Student Credit Card (BSCC) | Bihar Student Credit Card Eligibility |
---|---|
How to Apply for Student Credit Card in Bihar | List of Top Colleges under Bihar Student Credit Card |
To get further information on the WB Student Credit Card, feel free to dial our toll-free number 1800-572-9877 or fill out CollegeDekho’s Common Application Form . or write to us in the QnA zone .
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FAQs
The documents required to be uploaded at the time of filling up of the WBSCC online form include Aadhaar Card or any valid ID proof like Voter ID, PAN Card for loans above INR 4 lakh, Class 10 & 12 Mark Sheets or last qualifying exam mark sheet, Admission Letter from a recognized institution, course fee structure issued by the institution, recent Passport Size Photograph etc.
No, you don’t have to furnish a copy of your domicile certificate and Caste certificate for filling up the form under the WB Student Credit Card Scheme.
The official website for submission of documents under the West Bengal Student’s Credit Card Scheme is wb.gov.in, the Higher Education Department, or banglaruchchashiksha.
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