List of Government Colleges Accepting BSCC Loan: In India pursuing higher education can be a financially demanding journey. However, the Bihar Student Credit Card (BSCC) Scheme offers a vital solution for all those students seeking financial assistance in their educational pursuits. The BSCC loan aims to support your academic journey and provides you with funding of up to INR 4 Lakhs. Under this scheme you can apply for a loan to study at any BSCC-approved public universities or government colleges covered under BSCC. The scheme covers various fields such as Engineering, Medical Sciences, Law and the Humanities. You can get this loan for undergraduate, postgraduate and diploma courses. The unique feature of this loan is that it covers a wide range of educational institutions ensuring that you have access to quality education.
The BSCC loan helps you access some of the country's finest educational institutions without the financial burden. Know all about how to apply for BSCC loan for government colleges, BSCC loan benefits for government education, and more.
Also Check -
Bihar Student Credit Card Course List
List of Government Colleges Covered Under BSCC
There are 100+ government colleges covered under BSCC loans. You should go through the list of top colleges under Bihar Student Credit Card before applying for a loan.
*NOTE – Mentioned above are some of the government colleges covered under BSCC. To view the entire list, you should visit the Bihar Student Credit Card portal .
List of BSCC-Approved Public Universities
Bihar State Credit College provides financing to several public universities across the state. If you are from Bihar, you may pursue higher studies in these BSCC-approved public universities:
| College Code | Name of University | District Name | PIN Code |
|---|---|---|---|
| 1045 | State University | Patna | 800001 |
| 1122 | Aryabhatta Knowledge University, Patna/ Bihar Engineering University, Patna | Darbhanga | 846005 |
| 1130 | Magadh University, Bodh Gaya | Gaya | 824234 |
| 1178 | College of State Board of Technical Education, Patna | Gopalganj | 841501 |
| 1248 | Jai Prakash University | Saran | 841301 |
| 1251 | B. R. Ambedkar Bihar University | Vaishali | 844101 |
| 1352 | Mahatma Gandhi Central University | East Champaran | 845401 |
| 18963 | Aryabhatta Knowledge University, Bihar University of Health Sciences, Patna | Gaya | 823001 |
| 19762 | Autonomous University | Patna | 800001 |
| 19870 | Deemed University | Patna | 800005 |
| 20444 | Jawaharlal Nehru University, New Delhi/ Indira Gandhi National Open University | Gaya | 824231 |
| 20598 | Bhupendra Narayan Mandal University | Madhepura | 852113 |
| 20600 | Veer Kunwar Singh | Bhojpur | 802301 |
*NOTE – Mentioned above are some of the BSCC-approved public universities. To view the entire list, you should visit the BSCC portal.
Best Government Medical Colleges Under BSCC Loan
If you want to pursue medical studies, the BSCC loan provides you the financial support for top government medical colleges. The best government medical colleges under BSCC loan are known for their high standards of education, excellent infrastructure and experienced faculty. These institutions offer undergraduate (MBBS) and postgraduate (MD, MS) courses in various specializations. You can avail of the BSCC loan for their tuition fees, hostel expenses and other necessary costs associated with your medical education. Listed below are the best government medical colleges under BSCC loan.
| College Code | Name of College/ Institute | Name of University | District Name | PIN Code |
|---|---|---|---|---|
| 18963 | A.N. Magadh Medical College | Aryabhatta Knowledge University, Bihar University of Health Sciences, Patna | Gaya | 823001 |
| 20840 | Patna Medical College and Hospital, Patna | Aryabhatta Knowledge University | Patna | 800004 |
| 20841 | Darbhanga Medical College and Hospital | Aryabhatta Knowledge University | Darbhanga | 846003 |
| 20842 | Jawahar Lal Nehru Medical College, Bhagalpur | Aryabhatta Knowledge University | Bhagalpur | 812001 |
| 20843 | Nalanda Medical College and Hospital, Patna | Aryabhatta Knowledge University | Patna | 800026 |
| 20844 | Sri Krishna Medical College, Muzaffarpur | Aryabhatta Knowledge University | Muzaffarpur | 842004 |
| 20847 | Government Medical College, Bettiah | Aryabhatta Knowledge University | West Champaran | 845438 |
| 20877 | Indira Gandhi Institute of Medical Sciences, Medical College, Patna | Autonomous Institute of Government of Bihar | Patna | 800014 |
| 21257 | All India Institute of Medical Sciences, Patna | Autonomous | Patna | 801507 |
| 21344 | R.B.T.S Govt. Homeopathic Medical College & Hospital, Muzaffarpur | Baba Saheb Bhim Rao Ambedkar Bihar University, Muzaffarpur | Muzaffarpur | 842002 |
| 21376 | Shri Ram Institute of Medical Sciences | Aryabhatta Knowledge University, Patna, Bihar University of Health Sciences, Patna | Siwan | 841226 |
| 21377 | Mata Gujri Memorial Medical College, Kishanganj | Bhupendra Narayan Mandal University | Kishanganj | 855107 |
| 21378 | Krishna Institute of Nursing and Paramedical Sciences | Aryabhatta Knowledge University or Bihar Nurses Registration Council Patna, University, Bihar University of Health Sciences, Patna | Samastipur | 848113 |
| 21380 | Lord Buddha Koshi Medical College and Hospital, Saharsa | Bhupendra Narayan Mandal University, Madhepura | Saharsa | 852201 |
| 21381 | Madhubani Medical College, Madhubani | Aryabhatta Knowledge University, Patna | Madhubani | 847212 |
| 21382 | Netaji Subhas Medical College and Hospital, Amhara, Bhimta, Patna | Aryabhatta Knowledge University, Patna | Patna | 801106 |
| 21387 | Katihar Medical College, Katihar | Al Karim University Katihar | Katihar | 854106 |
| 21388 | Chanakya College of Pharmacy & Medical Sciences, Koilwar, Bhojpur | Aryabhatta Knowledge University, Patna, Bihar University of Health Sciences, Patna | Bhojpur | 802160 |
| 21395 | Ashoka Nursing & Paramedical College, Nalanda | Aryabhatta Knowledge University, Patna, Bihar University of Health Sciences, Patna | Nalanda | 801305 |
| 21403 | M.G.M. College of Nursing & Paramedical, Patna | Aryabhatta Knowledge University or Bihar Nurses Registration Council Patna, Bihar University of Health Sciences, Patna | Patna | 800020 |
*NOTE – Mentioned above are some of the best government medical colleges under BSCC loan. To view the entire list, you should visit the BSCC portal.
Also Check -
Bihar Student Credit Card Eligibility
How to Apply for BSCC Loan for Government Colleges?
Applying for the BSCC loan is a straightforward process but you must ensure to meet all the eligibility parameters and submit all necessary documents.
Here is a step-by-step guide on how to apply for BSCC loan for Government colleges:
Register Online
Visit the official Bihar Student Credit Card website (bscc.bihar.gov.in) and register your details. Create an account by providing basic information like your name, address and contact details. If you have any doubts, check how to register on the BSCC portal .
Upload Documents
You will need to upload the a set of documents to validate your age, domicile, 12th marks and school leaving, college admission etc. Check how to upload documents on BSCC portal before proceeding.
a) Proof of Bihar domicile
b) Class 12th mark sheet
c) Admission letter from the government college
d) Identity proof (Aadhaar card)
e) Income certificate of parents/guardians
Loan Application
After your registration has been completed you then log in to your account and fill out the loan application form. You must provide accurate information regarding your course, fees and the institution where you have secured admission. If you made a mistake while filling out the application for a loan so you may not get the benefit of this scheme.
Application Submission
Submit your application online. Once submitted your application will be processed and you will receive further instructions on how to complete the loan disbursal process.
Loan Disbursement
Once your loan has been approved the loan amount will be disbursed directly to the educational institution’s account, covering tuition fees, hostel charges and other expenses. You can find more details about step-by-step
BSCC loan disbursement process
on the portal.
Also Check -
Bihar Student Credit Card Status
BSCC Loan Benefits for Government Education
The BSCC loan scheme offers several advantages to those pursuing education in government institutions. Some of the best BSCC loan benefits for government education are as follows:
1. Financial Support
The BSCC loan provides financial assistance to those students who struggle to afford higher education. It covers various expenses such as tuition fees, hostel charges and other related costs.
2. No Interest During Study Period
One of the significant benefits of the BSCC loan is that no interest is charged during the study period. This means you do not have to worry about additional financial stress while completing your education.
3. Flexible Repayment Terms
The BSCC loan offers flexible repayment options. After completing your education in the BSCC-approved public universities, you will get a grace period to repay the loan and it will allow you to secure your job and stabilize your finances before repayment begins.
4. Loan Up to ₹4 Lakh
The BSCC scheme offers loans of up to ₹4 lakh for students which is sufficient to cover most of the expenses incurred while pursuing education in government colleges.
5. Interest Subsidy
If you repay the loan on time then you can avail of an interest subsidy which reduces the financial burden further.
If you want to pursue the higher education then the Bihar Student Credit Card (BSCC) Scheme plays a crucial role in making higher education accessible for all students from Bihar. The scheme can help you achieve your academic goals at prestigious Government colleges covered under BSCC by offering loans for tuition fees, hostel charges and other educational expenses. The process of applying for loans for BSCC-approved public universities is simple and transparent. By leveraging the loan, you can access quality education without the burden of financial constraints, paving the way for a brighter future.
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FAQs
Yes the BSCC loan can be used for both undergraduate and postgraduate courses. The scheme is available for various academic disciplines such as Engineering, Medical Sciences, Law and Humanities.
The BSCC loan comes with several key advantages:
- Financial assistance for tuition and other educational-related expenses
- There was no interest in the study time
- Flexible repayment terms with grace time
- Up to Rs. 4 lakh in loans
- Subventions for interest will assist with timely repayments.
This helps make it easier for student to manage their finances better.
Yes you can, the BSCC loan can be used to finance medical education in the medical schools of the government such as MBBS, MD, MS and other specialized courses. The loan will pay for tuition fees, hostel expenses and any other costs related to medical education.
The BSCC loan allows flexible repayment conditions. After completing your studies, the loan will enable you to look for a job and strengthen your finances. Repaying the loan begins after this grace period and can be completed using interest-free loan assistance to help you pay it off on time.
The documents required for applying for the BSCC loan include:
- Documentary proof of Bihar residency
- Mark sheet for Class 12.
- The school has sent a letter of admittance.
- Identity evidence (Aadhaar card)
- The income certification of guardians or parents.
Ensure all documents are uploaded during registration to ensure no delays.
If you are interested in seeking a BSCC loan, you must be sure to follow these steps
- You must verify your eligibility (Bihar or resident) and admission to a government college).
- You can sign up online on the BSCC website.
- Download all the required papers (admission letter mark sheet as proof of identification or income certificate).
- Complete the loan application accurately.
- Submit your application for approval along with further instructions.
The most prestigious medical colleges of the government that are part of the BSCC loan scheme include:
- Patna Medical College
- Nalanda Medical College
- AIIMS Patna
- Indira Gandhi Institute of Medical Sciences
They offer medical instruction to postgraduates and undergraduates and BSCC loans can be used to pay tuition fees, hot, and other expenses.
The BSCC loan is accepted by various universities that form part of the state of Bihar, including Aryabhatta Knowledge University, Patna University and other universities offering classes in sciences, arts, medicine, engineering, and much more. The loan can be used for these institutions' undergraduate, postgraduate and diploma-level courses.
The BSCC loan is a financial aid program that provides financial support up to Rs4 lakh, which is usually enough to pay most tuition fees or hostel charges and other expenses related to education at state universities in Bihar.
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