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AFCAT Salary 2025: Salary structure, Allowances & More

AFCAT salary differs according to the IAF branch. While flying branch officers earn INR 85,372 monthly, Ground Duty (Technical) officers receive INR 74,872, and Ground Duty (Non-Technical) officers get INR 71,872 per month. Check out more details about AFCAT salary 2025, perks, benefits, etc.

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AFCAT Salary 2025: The Air Force Common Admission Test (AFCAT) is held twice a year to recruit officers for both Ground Staff (Technical & Non-Technical) and Flying Staff positions, whether for permanent or short-service commissions. The appeal of AFCAT 2025 lies in its salary and job profile, which encourage many graduates to participate and aim to qualify for the exam.

The AFCAT salary structure is determined by the role and responsibilities of each commissioned officer. This includes base salary along with various allowances and benefits. Officers may also receive additional perks for leading operational tasks or working in remote locations. Performance-based increments are available for officers in the Indian Air Force.

To understand the salary distribution for different posts, it is helpful to review the job profiles and the corresponding pay scales for AFCAT 2025. This information gives candidates a clear idea of the financial benefits associated with each position.

Also Read:

AFCAT Salary 2025: Overview 

The IAF offers competitive salaries for both Ground Staff (Technical and Non-Technical) and Flying Officers. Following selection through the AFCAT exam 2025, Flying Officers start with a stipend ranging from INR 56,100 to INR 69,400 during their training. Once they complete their training and join the service, their monthly salary is INR 85,372. The IAF also conducts departmental exams to support the career progression and promotions of Flying Officers and Ground Staff. 

For a detailed overview of the AFCAT salary 2025, please refer to the table below.

Name of Organization

Indian Air Force (IAF)

Exam Name

AFCAT 2 2025

Total Posts

304

Name of Posts

Flying Branch, Ground Duty (Technical and Non-Technical) branches, NCC Special Entry, and Meteorology Entry

AFCAT Salary 

Flying Branch – INR 1,22,024

Ground Duty (Technical Branch) – INR 1,06,524

Ground Duty (Non Technical Branch) – INR 96,254

Perks & Benefits

Educational Benefits

Scholarships and Welfare

Insurance

Loan Facility

Medical Allowances

Placement Cell

Accommodation

Rail Concession

Institution & Mess Membership

Leave

CSD Facility

Official Website

www.afcat.cdac.in

AFCAT Training Period Salary 2025 

During AFCAT training, candidates receive a stipend instead of a salary to cover their expenses. The stipend varies based on training stage and rank:

  • Flying Officer (Phase-I Training): Approx. INR 56,100 per month.
  • Flight Lieutenant (Phase-II Training): Around INR 61,300 per month.
  • Squadron Leader (Phase-III Training): Approx. INR 69,400 per month.

Note: Stipend amounts are subject to revision by the Indian Air Force. Post-training, officers receive a regular salary based on the designated pay scale and grade pay for their rank.

AFCAT Salary 2025: In-Hand Salary 

IAF Commissioned Officers enjoy competitive salary packages along with various perks and benefits, which vary based on rank and tenure. For instance, a Flying Branch Officer earns a monthly salary of INR 85,372. Ground Staff in the Technical branch receive INR 74,872, while their Non-Technical counterparts get INR 71,872. During training, Flying Officers are given stipends: INR 56,100 in Phase I, INR 61,300 in Phase II, and INR 69,400 in Phase III.

The IAF is committed to enhancing the quality of life for its officers and their families, offering a range of additional benefits including:

  • Educational Benefits
  • Scholarships and Welfare Programs
  • Insurance Coverage
  • Loan Facilities
  • Medical Allowances
  • Placement Support
  • Accommodation
  • Rail Concessions
  • Institutional and Mess Memberships
  • Leave Entitlements
  • CSD Facility

AFCAT 2025 In Hand Salary

Branch

Monthly Salary

Yearly Salary

Flying Branch

INR 85,372

INR 8-10 lakh

Ground Duty (Technical)

INR 74,872

INR 7-9 lakh

Ground Duty (Non-Technical)

INR 71,872

INR 7-9 lakh

AFCAT Salary 2025: Salary Structure 

The table below outlines the pay band, military service pay, and CPC details provided to employees:

Branch

Salary (per month)

Rank

Flying Officer

Level

10th

Pay as per the 7th CPC pay matrix

INR 56,100 - INR 1,77,500

Military Service Pay (MSP)

INR 15,500 (monthly)

AFCAT Flying Branch Salary 2025 

The AFCAT salary for the Flying Branch depends on the rank and years of service. Below are the approximate annual salary ranges for different ranks in the Flying Branch of the Indian Air Force. The table provides details of salary components such as basic pay, DA, and Flying pay, along with allowances and deductions for the Flying Branch in AFCAT.

Salary Details

Amount in INR

Salary Deductions

Amount in INR

Basic Pay

56,100

PF (12%)

6,732

MSP

15,500

DA (28%)

15,708

Insurance

6,500

Flying Pay

25,000

TA (for X-class cities)

7,200

Total Deduction

13,232

DA on TA (28%)

2,016

Kit Maintenance

600

Gross Salary

1,22,024

Net Salary

1,08,792

AFCAT Technical Salary 2025 for Ground Duty 

The AFCAT Technical Salary for Ground Duty posts varies based on rank and years of service. The following are approximate annual salary ranges for different ranks in the Ground Duty Technical branch of the Indian Air Force:

  • Flight Lieutenant: Approximately INR 10 to INR 12 lakhs per year.
  • Flying Officer: Approximately INR 8 to INR 10 lakhs per year.

Candidates aspiring to join the Ground Duty (Technical) post in AFCAT can find details about in-hand salary, including basic pay, MSP, deductions, and AFCAT Technical pay below:

Salary Deductions

Amount in INR

Salary Deductions

Amount in INR

Basic

56,100

PF (12%)

6732

MSP

15,500

Insurance

4530

DA (28%)

15,708

Technical Pay

10,000

Total Deduction

11,262

TA (for class X cities)

7,200

DA on TA (28%)

2,016

Gross Salary

1,06,524

Net Salary

95,262

AFCAT Non-Technical Salary 2025 for Ground Duty

The AFCAT Non-Technical Salary for Ground Duty posts varies based on rank and years of service. The following are approximate annual salary ranges for different ranks in the Ground Duty Non-Technical branch of the Indian Air Force. Upon selection for the AFCAT Ground Duty (Non-Technical) post, candidates receive a sum of INR 96,524. Details of the in-hand salary and deductions are provided below:

Salary Details

Amount in INR

Salary Deductions

Amount in INR

Basic Pay

56,100

PF (12%)

6,732

MSP

15,500

Insurance

4,530

DA (28%)

15,708

Total Deduction

11,262

TA (for class X Cities)

7,200

DA on TA (28%)

2,016

Gross Salary

96,524

Net Salary

85,262

AFCAT Salary 2025: Tax and Deductions

AFCAT personnel can employ effective strategies to minimize tax liability and enhance take-home pay:

  • Section 80C Deductions: Claim deductions up to INR 1,50,000 under Section 80C of the Income Tax Act. Invest in instruments like PPF, EPF, term insurance, NPS, etc., to avail of these deductions.
  • Standard Deduction: Claim a standard deduction of INR 50,000 while filing tax returns to reduce taxable income.
  • Salaried Employee Exemptions: Utilize tax breaks available for salaried employees, including HRA, tax-free pension income, and LTA.

Understanding and effectively using these exemptions within tax regulations can significantly reduce the tax bill and boost take-home pay for AFCAT employees. Seeking advice from a tax expert is recommended.

AFCAT Salary 2025: Perks and Additional Benefits

In addition to their rank, AFCAT officers enjoy attractive salary packages and benefits. Depending on their rank and service duration, AFCAT officers receive allowances for housing, transportation, and daily meals, contributing to an improved quality of life. The government ensures comprehensive medical benefits for these officers, promoting their health and fitness. 

AFCAT officers have opportunities for career growth within the Indian Air Force. To further motivate them, the IAF conducts various training programs to enhance their knowledge and skills. Upon retirement, officers are entitled to a pension plan, ensuring a comfortable life post their service in the Air Force. 

Explore the perks and benefits provided to officers in the Indian Air Force below: 

Particulars

Details

Educational Benefits

  • Study leave (up to 24 months)
  • M.Tech from IIT & BHU-IT (Technical Branches’ officers)
  • Tie-ups with IGNOU

Scholarships and Welfare

  • Grants from the Air Force Wives Welfare Association (AFWWA)

Insurance

  • An Indian Air Force officer is covered by insurance for INR 75 lakhs, with an additional INR 10 lakhs for pilots. The monthly contribution rate is minimal, and the insurance policy provides comprehensive coverage for all contingencies.

Loan facility

  • House Building Loan
  • Conveyance Loan
  • Computer Loan

Placement cell

  • To provide civil job to retired officers

Medical Allowances

  • To all Air Force Officers and their families

Post-retirement Benefits

  • Pension
  • Insurance
  • Medical (Lifetime access)

Other benefits

  • Recreational and sports facilities
  • Secured camp life
  • Accommodation
  • Rail concessions
  • Leave travel concessions
  • School facilities
  • Institute and Messes membership
  • Leave- Annual leave for 60 days and casual leave of 20 days per year
  • CSD facilities

AFCAT Salary 2025: Allowances

In addition to their salary, officers are entitled to various allowances, including Field Area Allowance, Island Special Duty, Area, and Remote Locality Allowance, Test Pilot & Flight Test Engineer Allowance, Special Compensatory (Hill area) Allowance, Siachen Allowance, and Special Force Allowance. These allowances recognize the unique challenges officers may face in different postings. AFCAT officers bear significant responsibility as frontline defenders and are rewarded with privileges, competitive salary packages, bonuses, and growth opportunities in the force. The Indian Air Force ensures a fulfilling work experience and lifelong security for AFCAT officers.

AFCAT Salary 2025: Promotions and Career Growth

Candidates are given promotions based on their performance and years of service. Candidates are promoted to Flight Lieutenant after three years as Flying Officers. Promotional requirements include passing departmental exams. After completing six years of service, an employee is given the rank of squadron leader. Engineer Technical Officers are given a seniority of two years. All officers are required to take the C examination, which covers general knowledge and topics related to departmental promotion and rank advancement.

Below is a list of the officers' levels and ranks:

Post

Level

Flying Officer

Flying Lieutenant

Junior Level

Squadron Leader

Wing Commander

Group Captain

Executive Level

Air Comrade

Air Vice-Marshal

Air Marshal

Director Level

Air Chief Marshal

Chief

Important Note:

  • According to the timeline, promotions for AFCAT apply to the top three ranks
  • After completing flight cadet training, candidates are appointed as flying officers
  • The promotion to Flying Lieutenant for Flying Officers after three years of service is contingent upon passing a departmental test
  • Candidates are promoted to the rank of Squadron Leader after six years of service
  • Promotions to other positions are made based on job requirements and openings
  • For departmental promotion and ranks, all Officers must take the "C" examination, which covers General Knowledge and post-related topics

Lastly, the Indian Air Force is a significant organ and plays an important role in the protection of our country. It is also the 4th.+-largest functional air force in the world. We hope this article provides crucial information on the salary structure for aspiring AFCAT candidates.   

If you have any other doubts or queries, write to us in the QnA Zone. You can fill out the Common Application Form (CAF) or call the toll-free number 1800-572-9877 for any admission-related queries. For more AFCAT 2025-related exciting information, stay tuned to CollegeDekho!

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