How to Apply for Multiple Colleges Using BSCC Loan?

Ritoprasad Kundu

Updated On: March 25, 2025 03:10 PM

Through this article, students will be able to learn how to apply for multiple colleges using the BSCC loan scheme.

How to Apply for Multiple Colleges Using BSCC Loan?

How to Apply for Multiple Colleges Using BSCC Loan: The Bihar Student Credit Card Loan scheme introduced by the Government of Bihar under the Mukhya Mantri Nishchay Swayam Sahayata Bhatta Yojana, offers financial assistance of up to INR 4 lakhs, covering various expenses such as tuition fees, hostel fees, books, and other educational necessities. This loan can be availed at a minimal interest rate, making it a highly attractive option for students especially from the economically weaker backgrounds. However, understanding how to strategically utilise this scheme for BSCC loan application for multiple colleges requires proper planning and execution. Students must be aware of the eligibility criteria, documentation requirements and the step-by-step procedure for applying to multiple institutions under this scheme.

If you are wondering ‘Can I Apply for Multiple Colleges with BSCC Loan?’, then this article is the answer to your question! This article aims to provide a comprehensive overview of how to apply for multiple colleges using BSCC loan. Applicants can check this article to have a detailed understanding of the BSCC loan transfer process between colleges.

Also Read:

How to Apply for Student Credit Card in Bihar Bihar Student Credit Card Eligibility
List of Top Colleges under Bihar Student Credit Card Bihar Student Credit Card Course List
Bihar Credit Card Loan: Check Category-Wise Interest Rates Bihar Student Credit Card Status

How to Apply for Multiple Institutes under BSCC?

In order to apply for multiple colleges using the Bihar Student Credit Card Loan students must follow the following steps mentioned below.

Understand the Bihar Student Credit Card Loan Scheme

  • The Bihar Student Credit Card Loan scheme provides up to INR 4 lakhs to students for higher education at recognised colleges and universities.
  • It covers the course fees, accommodation fees, books and study materials, examination fees, equipment costs and other miscellaneous expenses.
  • Available for students who have completed 12th grade from a recognised college or an institution and are residents of Bihar.

Check the Eligibility Criteria for Bihar Student Credit Card Loan

  • Must be a resident of the state of Bihar.
  • Completed Class 12 or equivalent from a recognised college/university.
  • Secured admission at a recognised institution for higher education (UG, PG, Diploma, etc.)

Selection of College

  • Students must make a discrete list of the colleges they want to apply to and take admission under the Bihar Student Credit Card Loan scheme.
  • Ensure that the colleges are recognised by the Bihar Government and are listed under the BSCC scheme’s approved institutions.
Related Reads:

How to Choose the Best College Under BSCC?

Top 10 Colleges in Bihar for BSCC Students

How to Change Your Course After Getting BSCC Loan?

Admission Process

  • Students can apply to multiple colleges through their standard admission process like the entrance exams, merit basis etc.
  • Once the applicants receive their admission offers from colleges they must select the college that they want to attend.
  • Next, aspirants have to collect the admission letter or proof of admission from the selected college.

Apply for Bihar Student Credit Card Loan

  • Students have to visit the official portal at 7nishchay-yuvaupmission.bihar.gov.in
  • Candidates have to first register themselves and then login using their credentials.
  • Next, applicants have to fill out the application form by providing all the necessary information like personal, educational and admission information
  • Upload all the documents required like the Admission Letter/Proof of Admission, Class 10 & 12 Mark Sheets, 2 Photographs of Student/ Parents / Guarantor, Filled Common Application Form, Aadhar Card of applicant and co-applicant,  Copy of PAN card of the student and co‐applicant, Approved Course Structure etc
  • After uploading all the required documents, submit the application form.

Verification

  • The concerned authorities will verify the documents and the respective student’s eligibility.
  • The applicant may be called for an interview or physical verification.

Approval and Disbursement of Loan

  • Once approved by the respective authorities, the loan amount will be disbursed to the college's bank account as per the structure of the tuition fee.

Also Read:

Bihar Student Credit Card Portal Documents Required for Bihar Student Credit Card
Income Criteria for BSCC Loan Approval How to Register on the BSCC Portal
How to Submit BSCC Application? BSCC Application Process for Diploma Students

In conclusion, students who want to pursue higher education without financial constraints should strategically apply for multiple colleges using the Bihar Student Credit Card Scheme Loan. Students must first confirm their eligibility by fulfilling the requirements and obtaining the required paperwork in order to successfully use this program. They can then apply in person at designated counters or online at the official Bihar Student Credit Card Scheme portal, which guarantees accurate and comprehensive application submission. Depending on their preferences, students can use the approved loan amount to pay for tuition, admission costs, and other educational requirements at several colleges after their application has been accepted.

To get guidance feel free to dial our toll-free number 1800-572-9877 or fill out CollegeDekho’s Common Application Form . An admissions counsellor will be assigned to you to make your journey hassle-free. In case of any queries or concerns, you can write to us in the QnA zone .

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FAQs

Can I Switch Colleges after BSCC Loan Approval?

Yes, you can switch colleges after getting approval for a Bihar Student Credit Card (BSCC) Loan, but it depends on a few key factors like approval from the education department & bank, conditions for switching colleges, loan repayment & adjustments etc. 

What is the eligibility criteria for applying Bihar Student Credit Card Scheme Loan?

The eligibility criteria for applying Bihar Student Credit Card Scheme Loan is that students must be a resident of the state of Bihar, completed Class 12 or equivalent from a recognised college/university and have secured admission at a recognised institution for higher education. 

What documents are required to apply for Bihar Student Credit Card Scheme Loan?

The documents required for applying for Bihar Student Credit Card Scheme Loan are Admission Letter/Proof of Admission, Class 10 & 12 Mark Sheets, 2 Photographs of Student/ Parents / Guarantor, Filled Common Application Form, Aadhar Card of applicant and co-applicant,  Copy of Pan Card of the student and co‐applicant, Approved Course Structure etc. 

Can I apply for BSCC loan without the admission offer letter?

No you cannot for BSCC loan without the admission offer letter from the respective college. 

What is the loan amount under the Bihar Student Credit Card Scheme?

The loan amount under the Bihar Student Credit Card Scheme is upto INR 4 lakhs. 

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