BCom Salary in India

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Sep 24, 2024 21:06PM IST

B Com Graduate Salary

A Bachelor of Commerce (B Com) graduate in India typically enjoys a promising scope in terms of salary and career opportunities. The degree equips graduates with a strong foundation in business and finance, making them suitable candidates for a variety of roles across industries. The salary prospects for B.Com graduates vary based on factors like job role, company size, location, and individual skills.

In the initial stages of their career, BCom graduates often secure entry-level positions such as accountants, data entry operators, tax assistants, and junior analysts. These roles offer a starting salary ranging from Rs. 2,50,000 to Rs. 4,50,000 per annum, with gradual increments as experience accumulates.

As B Com graduates gain experience and skills, they can move up the corporate ladder to roles like financial analysts, audit associates, business development executives, and more. These positions provide opportunities for salary growth, often reaching an average of Rs. 5,00,000 to Rs. 8,00,000 per annum.

Moreover, candidates who pursue additional certifications like Chartered Accountancy (CA), Cost and Management Accountancy (CMA), or Certified Public Accountant (CPA) can significantly boost their earning potential. Such qualifications can lead to roles like financial managers, investment analysts, and management consultants, offering salaries ranging from Rs. 8,00,000 to Rs. 15,00,000 per annum or more.

It's important to note that the salary landscape after B Com course varies across India's diverse regions. Metropolitan areas such as Mumbai, Bangalore, Delhi, and Hyderabad tend to offer higher salaries due to a higher cost of living and greater business activity. Additionally, the type of industry also affects earning potential; finance, IT, e-commerce, and consulting sectors generally offer more competitive salaries.

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What is the Average Salary of a B Com Graduate?

The average salary of a B Com graduate in India can vary based on several factors including the location, industry, job role, and the individual's level of experience. On a general scale, the average starting salary for a B.Com graduate can range from around Rs 2,50,000 to Rs. 4,50,000 per annum. However, with a few years of experience and career progression, the average salary can increase to around Rs. 5,00,000 to Rs. 8,00,000 per annum.

The average annual salary for B Com graduates in various job profiles are mentioned below:

Experience Level

Average Annual Salary Range (Rs.)

Entry Level (0-2 years)2,50,000 - 4,50,000
Mid-Level (2-5 years)4,50,000 - 7,50,000
Experienced (5+ years)7,50,000 - 12,00,000
With Additional Certifications (e.g., CA, CMA)8,00,000 - 15,00,000 or more
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College-wise B Com Salary

Here's an approximate salary range for B Com graduates from different colleges in India. Keep in mind that these figures can vary based on multiple factors, including the specific discipline of BCom, college reputation, location, and individual performance.

College Name

Approx. Average Annual Salary Range (Rs.)

Shri Ram College of Commerce4,50,000 - 7,50,000
St. Xavier's College, Mumbai4,00,000 - 6,50,000
Lady Shri Ram College4,00,000 - 6,00,000
Loyola College, Chennai3,50,000 - 5,50,000
Christ University, Bangalore3,50,000 - 5,00,000
Delhi University3,00,000 - 5,00,000
Mumbai University3,00,000 - 5,00,000
Bangalore University3,00,000 - 5,00,000
Pune University3,00,000 - 4,50,000
Other Reputed Universities2,50,000 - 4,50,000
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Level of Education wise B Com Salary

Here's an approximate salary range for B Com graduates in India based on different levels of education:

Level of Education

Average Annual Salary Range (Rs.)

B Com2,50,000 - 4,50,000
B Com (Hons)3,00,000 - 5,00,000
B.Com + MBA/ PGDM5,00,000 - 8,00,000
B Com + Professional Certification (e.g., CA, CMA)6,00,000 - 10,00,000

Please note that pursuing further education such as obtaining a Chartered Accountancy (CA) or pursuing a Master's in Business Administration (MBA) can significantly impact earning potential.

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Job Profile wise B Com Salary

Salaries for individuals with a Bachelor of Commerce (B Com) degree in India can vary widely depending on factors such as the job profile, industry, location, experience, and the specific company. Here's a general overview of potential salary ranges for various job profiles that B.Com graduates might pursue:

Job Profiles

Entry Level Salary (in Rs.)

Mid-Level Salary (in Rs.)

Senior Level Salary (in Rs.)

Accountant15,000 - 25,00025,000 - 40,00040,000 - 60,000
Financial Analyst20,000 - 30,00030,000 - 50,00050,000 - 80,000
Tax Consultant18,000 - 28,00028,000 - 45,00045,000 - 70,000
Auditing Assistant15,000 - 25,00025,000 - 40,00040,000 - 60,000
Banking Officer20,000 - 30,00030,000 - 50,00050,000 - 80,000
Financial Planner18,000 - 30,00030,000 - 50,00050,000 - 75,000
Sales Executive12,000 - 20,00020,000 - 35,00035,000 - 55,000
Business Analyst25,000 - 35,00035,000 - 60,00060,000 - 90,000
HR Coordinator15,000 - 25,00025,000 - 40,00040,000 - 60,000
Procurement Officer18,000 - 28,00028,000 - 45,00045,000 - 70,000

Please note that these salary ranges are indicative and can vary based on factors such as location (urban vs. rural), company reputation, economic conditions, and individual performance. Additionally, job titles and responsibilities can differ from one organization to another, which might affect the salary range. Always research the current market trends and consult reliable sources for the most up-to-date and accurate salary information.

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Experience wise B Com Salary

The experience-wise B.Com salary is mentioned in the table below:

Experience Level

Salary Range (in Rs. per annum)

Entry Level2,00,000 - 4,00,000
1-3 Years3,00,000 - 6,00,000
3-5 Years4,00,000 - 8,00,000
5-8 Years5,00,000 - 10,00,000
8-10 Years6,00,000 - 12,00,000
10+ Years8,00,000 and above

These figures are meant to provide a general idea of the salary ranges that individuals with a Bachelor of Commerce degree might expect in India. Actual salaries can vary based on factors like location, industry demand, and negotiation skills. Always research the specific job market and industry trends to get the most accurate and up-to-date salary information.

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Location wise B Com Salary

Here's an approximate salary range for B Com graduates in various locations across India.

Location

Average Salary Range (in Rs.)

Mumbai3,00,000 - 6,00,000
Delhi2,50,000 - 5,50,000
Bangalore2,50,000 - 5,50,000
Chennai2,00,000 - 4,50,000
Kolkata2,00,000 - 4,00,000
Hyderabad2,00,000 - 4,50,000
Pune2,00,000 - 4,50,000
Ahmedabad1,80,000 - 3,50,000
Chandigarh1,80,000 - 3,50,000
Jaipur1,80,000 - 3,50,000
Lucknow1,80,000 - 3,50,000
Indore1,80,000 - 3,50,000
Coimbatore1,80,000 - 3,50,000
Kochi1,80,000 - 3,50,000

Please note that these figures are approximate and can change over time. Additionally, salaries can vary significantly based on factors like experience, company reputation, job role, and the overall economic conditions. It's always a good idea to research and gather recent data specific to your desired job and location for the most accurate information.

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Employment Area Wise B Com Salary

Here's an approximate salary range for B.Com graduates based on different employment areas or sectors in India. Please note that the salary ranges provided below are just general estimates and can change over time.

Employment Areas

Average Salary Range (in Rs.)

Banking and Finance3,00,000 - 6,00,000
Accounting2,50,000 - 5,50,000
Auditing2,50,000 - 5,50,000
Taxation2,50,000 - 5,00,000
Corporate Finance3,00,000 - 6,00,000
E-commerce2,00,000 - 4,50,000
Retail2,00,000 - 4,50,000
Consulting3,00,000 - 6,00,000
Information Technology2,50,000 - 5,50,000
Government2,00,000 - 4,50,000
Education1,80,000 - 4,00,000
Non-Profit1,80,000 - 4,00,000
Real Estate2,00,000 - 4,50,000
Manufacturing2,00,000 - 4,50,000

These figures are intended to provide a general idea of salary ranges in different employment areas for B Com graduates. Keep in mind that salaries can vary widely based on the specific company, location, job responsibilities, and market conditions. It's recommended to research and gather the most up-to-date and accurate information for the specific sector you're interested in pursuing.

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Government PayScale wise B Com Salary

Here's an approximate salary range for BCom graduates in various government pay scales in India. Government pay scales can vary based on factors such as the level of the position, years of service, and the specific department. The figures provided below are general estimates and can vary over time.

Government Pay Scale

Average Salary Range (in Rs.)

Pay Scale 120,000 - 50,000
Pay Scale 230,000 - 70,000
Pay Scale 340,000 - 80,000
Pay Scale 450,000 - 1,00,000
Pay Scale 560,000 - 1,50,000
Pay Scale 670,000 - 2,00,000

Please note that the figures provided above are approximate and can vary based on factors such as the specific government department, the level of the position, location, and any recent changes in pay scales or government policies. It's always a good idea to refer to official government sources or job postings for the most accurate and up-to-date information regarding government pay scales and salaries.

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Qualification wise B Com Salary

Here's an approximate salary range for B.Com graduates in India based on their qualifications and additional certifications.

Qualification/ Certification

Average Salary Range (in Rs.)

B.Com (General)2,00,000 - 4,50,000
B.Com (Honours)2,50,000 - 5,00,000
B.Com + CA5,00,000 - 10,00,000
B.Com + CS4,00,000 - 8,00,000
B.Com + MBA3,00,000 - 7,00,000
B.Com + CMA4,00,000 - 9,00,000
B.Com + ACCA4,00,000 - 8,00,000
B.Com + CFA5,00,000 - 10,00,000
B.Com + LLB3,00,000 - 6,00,000
B.Com + M.Com2,50,000 - 5,50,000
B.Com + Diploma/ Certifications (e.g., GST, Tally)2,00,000 - 4,50,000

Additionally, having additional qualifications and certifications can significantly impact the earning potential of B.Com graduates. It's advisable to research specific qualifications, industries, and job roles to obtain the most precise salary information.

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Job Opportunities After B Com in India

After completing a B Com (Bachelor of Commerce) degree in India, there are various job opportunities available in different sectors. Below mentioned are some regular job roles that B.Com graduates can consider:

Accountant: B Com graduates often start their careers as accountants in various organizations, handling financial records, preparing budgets, and analyzing financial data.

Auditor: To verify accuracy and adherence to rules, auditors review financial documents. They work in accounting firms, corporations, or government agencies.

Tax Consultant: BCom graduates can work as tax consultants, helping individuals and businesses with tax planning, preparation, and compliance.

Financial Analyst: Financial analysts analyze financial data, market trends, and economic indicators to provide insights for investment decisions and financial planning.

Banking: B Com graduates can work in banks in roles like bank tellers, customer service representatives, or back-office operations.

Insurance: Insurance companies hire B Com graduates for roles such as insurance agents, underwriters, and claims processors.

E-commerce and Retail: Graduates can work in roles related to inventory management, supply chain, and finance in e-commerce and retail companies.

Corporate Finance: Opportunities exist in corporate finance departments for financial planning, budgeting, and analyzing investment opportunities.

Investment Banking: B Com graduates can work in investment banking, assisting with mergers and acquisitions, raising capital, and financial advisory services.

Management Trainee: Many companies have management trainee programs where B Com graduates can learn various aspects of business operations.

Human Resources (HR) Assistant: B Com graduates with strong organizational skills can work as HR assistants, handling payroll, employee records, and recruitment processes.

Data Entry Operator: Graduates can start their careers as data entry operators, entering and managing various data in companies.

Non-Profit Organizations: BCom graduates can work in NGOs and non-profit organizations in roles related to finance, fundraising, and project management.

Government Jobs: Opportunities exist in government sectors for BCom graduates in positions like accountants, clerks, and assistants.

Entrepreneurship: B.Com graduates can start their own businesses, leveraging their financial knowledge for business operations.

Education: Graduates can pursue a career in education by becoming commerce teachers or professors in schools and colleges.

Freelancing: B Com graduates with skills in areas like accounting, taxation, and financial analysis can offer their services as freelancers.

These are just a few examples of the many job opportunities available to BCom graduates in India. The specific path you choose will depend on your interests, skills, and the industries you're drawn to. It's also important to consider pursuing additional certifications or post-graduate studies to enhance your qualifications and increase your job prospects.

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Jobs after B Com - Government and Private

Here are some examples of job opportunities for B.Com graduates in both government and private sectors in India:

Government Sector:

Accountant: Government departments and agencies often hire BCom graduates for accounting and financial management roles.

Tax Inspector: B Com graduates can work as tax inspectors, ensuring compliance with tax regulations and conducting audits.

Customs Officer: Graduates can work in customs departments, overseeing import and export duties and procedures.

Banking Clerk: B Com graduates can work as clerks in public sector banks, handling customer transactions and administrative tasks.

Central and State Government Jobs: Various central and state government departments offer positions such as clerks, data entry operators, and assistants.

Railway Jobs: Indian Railways hires B.Com graduates for roles in finance, administration, and ticketing.

Insurance Agent: Graduates can become licensed insurance agents for government-owned insurance companies.

Public Sector Undertakings (PSUs): PSUs often recruit B Com graduates for positions in finance, administration, and management.

Private Sector:

Accountant: BCom graduates are in demand in various industries, including private companies, where they handle financial records and reporting.

Financial Analyst: Private firms hire financial analysts to analyze financial data, market trends, and provide insights for investment decisions.

Auditor: Private companies and audit firms hire B Com graduates for internal and external auditing roles.

Banking and Finance: Private banks and financial institutions offer roles like relationship managers, financial advisors, and investment analysts.

E-commerce: E-commerce companies hire B Com graduates for finance and operations roles, including inventory management and supply chain.

Retail: B Com graduates can work in retail management, handling store operations, inventory, and customer service.

Consulting: Private consulting firms hire B.Com graduates for financial consulting, business analysis, and process improvement.

Corporate Finance: Graduates can work in corporate finance departments, handling budgeting, financial planning, and investment analysis.

IT and ITES: B Com graduates can work in finance and accounting roles within the IT and IT-enabled services sector.

Real Estate: Real estate companies hire B.Com graduates for roles related to property management, leasing, and sales.

Insurance: Private insurance companies offer positions such as insurance agents, underwriters, and claims processors.

Manufacturing: Manufacturing companies hire B Com graduates for finance and operations roles.

Hospitality and Tourism: B Com graduates can work in roles related to financial management, front office, and guest services.

Media and Entertainment: Graduates can work in finance and administration roles in media and entertainment companies.

Start-ups: B.Com graduates can find opportunities in finance and administration roles in start-up companies.

Remember that the availability of specific job roles can vary based on the industry, company size, location, and current market conditions. It's important to research and tailor your job search to industries and roles that align with your skills and career goals.

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Top Recruiters for B Com

Here's the list of some of the top recruiters for B.Com graduates in a table format:

Industry/ Area

Top Recruiters

Banking and Financial InstitutionsSBI, RBI, ICICI Bank, HDFC Bank, Axis Bank, PNB, IDBI Bank
Accounting and Audit FirmsDeloitte, PwC, EY, KPMG, Grant Thornton, BDO
IT and ITESInfosys, TCS, Wipro, Cognizant, Accenture, Genpact
E-commerce and RetailAmazon, Flipkart, Reliance Retail, Walmart, Future Group, Myntra
Consulting FirmsMcKinsey & Co., BCG, Bain & Company
Manufacturing CompaniesHUL, ITC, Tata Motors, L&T
Government Departments and PSUsIndian Railways, State PSCs, ONGC, BHEL
Insurance CompaniesLIC, ICICI Prudential, HDFC Life, Max Life
PharmaceuticalsSun Pharma, Dr. Reddy's, Cipla
FMCG CompaniesHUL, P&G, Nestlé, ITC
Real Estate and ConstructionDLF, Sobha, Brigade Group
Non-Profit OrganizationsWHO, UNICEF, Oxfam, Save the Children
TelecommunicationsBharti Airtel, Vodafone Idea, Reliance Jio
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FAQs about BCom Salary

Which job is best after B Com?

Graduates often find the best jobs in the field of finance, accounting, banking, consulting, or management. It's essential to align the job with your skills and aspirations to ensure a fulfilling career path and growth opportunities.

What are the top skills required to become a B Com graduate?

To excel as a B Com graduate, essential skills include financial literacy, analytical thinking, communication, problem-solving, and proficiency in business software. Additionally, understanding economic principles, data interpretation, teamwork, and adaptability are crucial for success in various roles across finance, accounting, and commerce sectors.

What are the top paying cities for B Com graduates in India?

Mumbai, Delhi, Bangalore, and Pune are among the top paying cities for B.Com graduates in India. These cities offer a range of opportunities in finance, consulting, and corporate sectors, resulting in higher salary prospects for graduates.

What are the top paying industries for B Com graduates in India?

BCom graduates in India often find lucrative opportunities in industries like finance, consulting, IT, and e-commerce. These sectors offer competitive salaries and growth potential due to their demand for financial analysis, business management, and data handling skills.

How does B Com graduate salary in India change with experience?

A B.Com graduate's salary in India typically increases with experience. Entry-level roles may offer around Rs. 15,000 - Rs. 30,000 per month. With a few years of experience, salaries can grow to Rs. 40,000 - Rs. 70,000 or more. Advancing to managerial positions or specialized roles can further elevate salaries to Rs. 1,00,000 or higher.

What is the highest salary for a B Com graduate in India?

Generally, with advanced qualifications and years of experience, B.Com graduates can potentially earn salaries exceeding Rs. 1,00,000 per month in sectors like finance, consulting, investment banking, and top-tier multinational companies.

What is the starting salary for a B Com graduate in India?

On average, entry-level positions may offer starting salaries ranging from Rs. 15,000 to Rs. 25,000 per month. 

What are the top paying companies that employ B Com graduates?

Top paying companies that employ B.Com graduates include Deloitte, PricewaterhouseCoopers (PwC), Ernst & Young (EY), KPMG, Tata Consultancy Services (TCS), Amazon, ICICI Bank, HDFC Bank, and Procter & Gamble (P&G). These companies offer competitive salaries and opportunities for growth in various sectors such as accounting, consulting, finance, and IT.

What is the monthly salary of a B Com graduate in India?

On average, entry-level positions may offer salaries ranging from around Rs. 20,000 to Rs. 40,000 per month. However, with experience and specialization, salaries can increase significantly, reaching higher ranges. 

Is B Com a good career?

Yes, B Com can lead to a promising career. It equips you with foundational knowledge in commerce, finance, and business. With diverse job opportunities across industries, including accounting, finance, banking, and more, B.Com offers a solid platform for professional growth and specialization, often serving as a stepping stone to advanced qualifications and roles.

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