BBA in Finance

BBA in Finance is a three-year undergraduate program designed to prepare students for a professional banking qualification and provide a strong foundation in banking and finance. This course aims to equip students with fundamental management skills and specialized knowledge of finance sector operations. Additionally, it enables students to pursue a postgraduate degree in business administration or to specialize in industries such as insurance, financial markets, and banking.

BBA in Finance syllabus includes subjects such as Financial Accounting, Business Economics, Business Mathematics, and Principles of Management, as well as some specialised courses such as Business Taxation, Indian Banking System, Security Analysis, and Investment Management. The scope and career opportunities for BBA in Finance graduates are constantly expanding. After completing the course, students can find work jobs such as Cash Accountant/Analyst, Investing Sales Trader, Investment Banker, Investment Banking Associate, Credit Manager, Financial Analyst, Corporate Controller, Insurance and Risk Associate, and Treasurer.

On average, graduates can expect to earn between INR 3 lakhs and INR 7 lakhs per year, with the potential to make INR 8-12 lakhs per year. BBA in Finance is a job-ready assured course, ideal for people interested in finance and accounting and wanting to work in the banking, financial services, or insurance industries. Candidates with a basic comprehension of mathematics, an interest in business studies, and a sharp and logical mind are a natural fit for this programme. Everything you need to know about the BBA in Finance course is right here!

Here is a quick rundown of some of the most important features and facts about the BBA in Finance course:

Finance is a widely-recognised and known specialisation in BBA. In India, the notion regarding bachelor’s degrees is complicated. While some courses are reputed and considered beneficial, others are treated as simply mandatory requirements so that higher studies can be pursued in the same field. BBA is considered by masses among the latter. However, contrary to general opinion, this degree has a lot to offer to its graduates. 

Here are some of the benefits of doing a BBA in Finance:

• Wide Scope of Higher Education: Even as a stepping stone for higher studies, a BBA in Finance is incredibly beneficial. As it has been observed that a majority of students are not much sure of their future prospects, BBA in Finance can be helpful. Not only does the degree allow one to pursue any other course in future but also allows them to find reputed courses in the same field. 
• Entrepreneurial Opportunities: The course shall not only educate students about business finances but also about ways to become an entrepreneur. While BBA in Finance will treat Finances as the main subject of study, entrepreneurship is an important part of the BBA course curriculum. Students can use their education to become independent business owners and help create employment opportunities.
• Optimum Use of Course Duration: The course is moderately difficult and daily study hours range between six and eight. Hence, students have ample time to pursue other activities and steps to enable themselves as better graduates than their peers. They can also use the time to work part-time and become independent financially. Additionally, they could also contribute as a social worker or apply for internships in business-related positions.
• Employment Opportunities: Students can use their experience gathered during the course to apply for better employment opportunities after graduation with BBA in Finance. Additionally, they will find that Finance and Accounting are specialty areas in which they can apply for accounts and finance executive job positions. Only a few courses such as BBA and B.Com can be used to apply for jobs in these sectors.
• Scope of Employability: As stated, BBA in Finance is a specialized course in business finances, and teaches students to understand concepts like cash flows, incomes, expenses, asset management, etc. The applicability and importance of these concepts in a business are so determined that there are a lot of job opportunities available, which students can negotiate in their favour by increasing their employability through internships, self-induced projects, writing papers, and getting them published in finance journals, etc.
• Study Abroad Opportunities: In case students wish to study abroad, they can use their course duration to build up their student profile. The steps remain the same as in the case of work profile building. They can apply to reputed business schools for higher studies such as MBA. They can start working for the same by starting as early as in their first year of BBA in Finance.

Senior secondary graduates, particularly commerce students, who are interested in economics, finance, and accounting should make this course their top focus. Students who are interested in business and who have an aptitude for analysis and maths should certainly take this course. This course can be chosen by people who want to work in the finance industry as consultants, financial advisors, or business owners. Aspiring CAs can complete their undergraduate programme in this course. In addition to enhancing one's grasp of financial capital and investments, the course will teach students how to foresee economic trends, assess job performance, manage risks, and study business management.

BBA in Finance courses is available in a variety of formats. Regular, integrated, distance and online BBA courses are available. Let us go over each BBA course in-depth, one by one:

• Regular BBA in Finance Course: These are full-time BBA courses given in offline mode by universities and colleges across the country. You can gain admission immediately through merit or entrance examinations.
• Part-Time BBA in Finance Courses: While not all business colleges in India offer part-time BBA programmes, for individuals who prefer more flexibility, a part-time BBA in Finance programme may be the right alternative for balancing other commitments such as working full-time or raising a family. These programmes usually take three to four years to complete, depending on how quickly a student finishes their studies. Students choose how many classes they take each semester, and programmes frequently aid students in determining which classes to take to complete the degree within a certain time frame.
• Distance Learning BBA in Finance Courses: These are also provided by several colleges and universities throughout the country. Admission to distance BBA in Finance courses is similar to that of regular programmes. The only difference is that the classroom is physically present. Students are only obliged to visit for a few days, such as during exams or assignments. Students can complete the remainder of the course without attending college.
• Online BBA in Finance Courses: Online BBA in Finance courses are available at any time and from any location. There is no need to travel to a physical location to take the course. There is no time limit or direct admission. For admittance to the course, the course provider may take a test. These BBA programmes are both inexpensive and convenient.

The minimum requirement for admission in the three-year BBA in finance programme is clearing the 12th standard final examination without any backlogs. There are many colleges available for BBA in finance in the country as well as outside the country. Every college has its own set of requirements that the candidate must fulfill in order to get a call for admission. The eligibility criteria for the programme can be seen in the information brochure of the college.

The most common eligibility criteria for admission to BBA in Finance courses in Indian colleges are as follows:

• Students must have cleared their 10+2 education from an accredited school or institution.
• They must have a senior secondary education degree or provisional certificate from a recognised authority, such as the Central Board of Secondary Education (CBSE), Indian Certificate of Secondary Education (ICSE), etc.
• They must have an aggregate of 50% or above in their twelfth standard examinations, as conducted by the degree-granting authority.
• If they are submitting their entrance examination scores, they need to satisfy the cut-off score requirement of the college.
• They must have a Termination Certificate (TC), Migration Certificate (MC), and Character Certificate (CC), each issued by their school and attested by degree-granting authority.
• They must submit original transcripts of all three certificates, TC, MC, and CC.

BBA in Finance courses can be applied for by Indian students after they receive their mark sheets and provisional degree certificates for their 12th standard board examinations. Some institutions just accept applicants based on their performance in the 10+2 exam, whereas others need applicants to take a combined entrance exam in order to be accepted to the BBA in Finance programme. Following the examination, a merit list is created, and applicants are accepted solely on the basis of their entrance exam scores.

Here is a detailed series of steps that students can follow to apply for BBA in Finance course admissions:

Step 1: Shortlist the colleges and universities offering BBA in Finance and check their eligibility criteria.

Step 2: Compare the 12th aggregate with the college’s score requirements for admission. 

Step 3: Check if the college accepts any entrance exam scores, if yes, use the same to apply for BBA in Finance.

Step 4: Collect the mark sheet, provisional certificate, and other documents from the respective school or institution. Fill out the college application form and submit the same along with documents and entrance exam scores.

Step 5: Collect the enrollment number directly, or await the admissions list, as the case may be.

Step 6: On confirmation of name in the admission list, collect the enrollment number. Pay the fees for the first year or first semester, as demanded by the college administration.

Direct Admission

On the basis of the 10+2 examination or an equivalent exam, several institutes provide direct admission. On the management seats, several private institutions also provide direct admission to the BBA in Finance programme. The cost of management quota seats is more expensive than for regular admissions.

Lateral Entry

When a student has finished their first year of a UG/PG programme, several universities in India provide direct admission to the second year of the BBA Finance programme. Students must give a statement of their attested marks. The student can receive direct admission to the second year of the UG/PG programme if they pass the first year and have completed 75% of the same course work.

BBA in Finance courses generally do not require students to appear for any entrance exams, however, there are certain universities and colleges which conduct their own entrance exams. Students might have to appear for the same to apply for admission to BBA in Finance course. However, such exams are conditioned as compulsory only if the student fails to make it into the course on basis of merit.

Here are some of the popular entrance exam scores which students can use to apply for BBA in Finance courses in India:

• Common University Entrance Test (CUET)
• Symbiosis Entrance Test (SET)
• Christ University Entrance Test 
• NMIMS National Test for Programs After Twelfth (NMIMS NPAT)
• IPM Aptitude Test
• All India Management Association Under Graduate Aptitude Test (AIMA UGAT)

Here's the list of best colleges offering job-ready BBA in Finance courses in India.

The following are some of the most well-known and respected universities in India that provide BBA in Finance programmes to students:

The BBA in Finance programme syllabus varies for different colleges. Yet the overall course aims and subjects shall remain majorly similar. Applicants should check the official website for a complete syllabus followed by the college they are enrolled in. 

Meanwhile, students can check out the following semester-wise course curriculum, which could be expected to form the base of their BBA in Finance course:

The BBA in Finance is a three-year undergraduate degree programme aimed to equip students with a thorough understanding of financial principles and processes. Students with a BBA in Finance degree will have a solid foundation in financial management, accounting, economics, investment management, and financial markets. This course teaches students about the various components of financial markets and their relationships, as well as the tools required to make informed financial decisions.

Scope of Higher Education

Not sure what to do after BBA? Finding the correct degree and job alternatives after BBA are critical to starting your professional career on the right foot! The following are the finest courses to take after BBA:

• MBA in Finance 
• PGDM in Finance 
• Chartered Accountant (CA)
• PG Diploma in Banking
• Master of Management Studies (MMS)
• Masters in Finance Management
• PG Certification in Data Science
• Masters in Digital Marketing
• Masters in Marketing Management
• Entrepreneurship Development Programme

Job Prospects 

Since graduates in this discipline are experts in finance, insurance, accounting, banking, and fund management, they are good candidates for various BBA in Finance professions. Because they oversee and maintain budgets, losses, and profits, the finance department is the backbone of a company/organization. A financial professional's primary concern is to provide the finest customer service possible within the constraints of the budget. Most trading organisations want to hire someone who can manage accounts efficiently. In India, there are several BBA in Finance career prospects in both the government and commercial sectors.

Many new businesses are springing up, and they all require professionals to manage and administrate them effectively. This has generated a variety of opportunities under the scope of BBA in Finance jobs.

Top Recruiters 

BBA in Finance allows you to apply for government and Public Sector Undertakings (PSU) jobs in finance, accounting, and banking. Numerous government and private organisations hire BBA in Finance graduates. Several of them are listed below:

• BHEL (Bharat Heavy Electricity Limited)
• SAIL (Steel Authority of India Limited)
• ONGC (Oil and Natural Gas Corporation)
• NTPC (National Thermal Power Corporation Limited)
• Muthoot Finance
• Accenture 
• Tata Capital
• Ernst & Young
• Indiabulls 
• HDFC Asset Management
• Tata Group
• Reliance 
• SBI

As a Fresher, you can expect to make between INR 4-7 lakhs per year in India, and with 5-10 years of experience in this industry, you can earn up to INR 10 lakhs per year. As you are aware, obtaining a BBA in Finance management can provide you with several career opportunities in the market, as well as appealing salary packages that will vary depending on your experience, skill set, position, and productivity. BBA in Finance income in India is higher than in other disciplines, allowing you to live comfortably.

The following are some world-class institutions where students and aspirants can pursue BBA in Finance or other comparable or related courses abroad: