B.Com Fintech

BCom Fintech is an undergraduate degree course designed to provide knowledge about financial analysis and management skills with a special focus on technology and research. This degree prepares students for banking, financial markets and technology sectors.

BCom Fintech course can be taken up by students after completing 10+2 in relevant streams from a recognised school with a minimum of 55% marks. Admission to B Com Fintech is either granted directly on the basis of merit or after the qualification of a relevant entrance exam.

The job ready assured programs of BCom Fintech prepare students for the industry by equipping them with skills of the 21st century financial world such as blockchain, digital banking, investment strategies and risk management which help them land job profiles with handsome salary packages.

Various job roles are offered after BCom Fintech course such as accounting managers, finance managers, qualitative analysts, information security analysts, data analysts, financial analysts etc. The average salary after BCom Fintech course varies depending on years of experience and skill set. The average package is between INR 9-22 lakhs per annum and with years of experience one can easily earn around INR 35 lakhs per annum.

To get a swift yet comprehensive overview of the BCom Fintech course refer to the highlights below:

BCom Fintech is one of the recent and most demanded courses offered at the undergraduate level for students who want to take up financial technology. The eligibility criteria for BCom Fintech course are as follows:

• Interested candidates must have completed 10+2 in a relevant stream (most probably commerce stream) from a recognised school.
• Candidates must have secured a minimum of 55% marks in the final year of 10+2 board examination. 
• The age limit for candidates who want to pursue a BCom Fintech course is between 19-21 years.
• In order to study the BCom Fintech course, candidates must have studied Mathematics and English as core subjects in 10+2.
• Candidates must also qualify the relevant entrance examination for admission to BCom Fintech courses. 

BCom Fintech course admission is either based on merit or on the basis of qualification of the required entrance exam. 

Admission through Entrance Exams

• In most of the institutions, candidates are granted admission on the basis of an entrance exam to their preferred BCom Fintech college/ university. 
• Most of the exams are held online in computer based format, however, some institutions also conduct exams in offline mode. Students have to obtain a good score in the entrance exams in order to sit for the counselling session.
• Under the counselling process, candidates get an option to choose their preferred course specialization as well as institution. In some leading colleges and universities, candidates have to go through group discussions and/ or personal interviews.

Admission based on Merit

• Candidates can also get admission to BCom Fintech course on the basis of marks secured in 10+2. 
• They have to fill the application form and wait for the release of BCom Fintech merit lists in order to get admission.
• Once the applications are received, the college/ university will release their cutoff marks. The cutoff depends upon several factors such as marks secured, total number of seats available for the BCom Fintech course, reservation policy of the institute etc.
• The final seat is allocated only after a successful counselling round wherein choice filling and document verification are conducted.
• Following the seat allotment, candidates if satisfied with the seat allocated can report to the college for further admission formalities. 
   

Also Read: Short Term Finance Courses in India

BCom Fintech course syllabus varies depending on the institute. However, the core subjects usually remain the same. Moreover, elective subjects might also vary.

The BCom Fintech subjects are as follows:

Year 1:

The BCom Fintech subjects taught during the first and second semesters are as follows. Candidates have to study both core and elective subjects.

Year 2:

During the second year, candidates have to study the subjects listed below and they also have a choice between optional or elective subjects.

Year 3:

The last year of BCom Fintech includes several elective subjects and internships in the course curriculum.

The leading institution offering job ready BCom Fintech course is mentioned in the table below. 

All interested candidates must verify certain determinants such as location, fees, internship and placement statistics, pedagogy, curriculum, faculty, college rankings, grades etc. Refer to the table below to know other colleges offering BCom Fintech courses. 

The fintech industry has grown rapidly in the last five years and is expected to increase threefold in the coming years, which is somewhat higher when compared to other industries. It is expected to reach a valuation of USD 150-160 billion by 2025.

Therefore, there is a lot of scope for candidates who pursue the BCom Fintech course. There are several career options available after completing B Com Fintech in various employment sectors. 

B.Com Fintech Jobs

Some of the top job profiles offered to candidates after completing the BCom Fintech course are mentioned below:

• Accounting Managers: The role of an accounting manager is to guide the operation of the company’s accounts department. He or she has various tasks like overseeing tax filing, financial management, budgeting, financial reporting and other department responsibilities.
• Finance Managers: A finance manager is responsible for overseeing the overall financial status of the organisation. Their key performance areas include creating financial reports, directing investment activities and planning long-term financial goals for the organisation.
• Data Analysts: The role of a data analyst is to review data to identify deep insights into a business’s signs and to use this data to solve various problems faced by the organisation. 
• Qualitative Analysts: These professionals are responsible for conducting and summarising technical research, relevant, qualitative and statistical information and program information.
• Information Security Analysts: They are responsible for monitoring their organisation’s networks for security breaches and for investigating them. They also have to maintain software such as firewalls and programs to protect sensitive information. 
• Financial Analysts: The primary responsibility of a financial analyst is to foresee income and manage budgets. They are responsible for analyzing the company’s performance and helping the management by making strategic decisions.
• Cyber Security Experts: The job of a cyber security expert is to provide security throughout the development stages of the software systems. They look for potential risks and vulnerabilities in the software and hardware and try to protect them.
• Blockchain Experts & Developers: A blockchain developer is basically a software developer who works on Blockchain technology. It is the fastest growing industry in fintech. These individuals are responsible for developing and managing decentralised applications (DApps) and creating new blockchain platforms. 

Salary Offered after B.Com Fintech Course

BCom Fintech salary is based upon several factors such as years of experience, skill set, certifications, and level of employment. With constant hard work and years of experience, one can easily earn a huge salary package after completing BCom Fintech course. The expected average salary after B Com Fintech is mentioned in the table below:

Top Recruiters for B.Com Fintech Course

BCom Fintech course is one of the most demanded degrees with the highest packages in India as well as abroad. Some of the top recruiting companies hiring BCom Fintech course graduates are mentioned below: 

• Acumont Solutions
• Razorpay
• Paytm
• Gizmo Labs
• Multi Recruit
• Ernst & Young
• Deloitte
• PwC
• Goldman Sachs
• KPMG
• American Express

Also Read: Advantage of Doing an MBA in Finance in India