BSCC Application Process for Management & Arts Students

Dewesh Nandan Prasad

Updated On: March 12, 2025 02:42 PM

The Bihar Student Credit Card (BSCC) scheme offers financial aid to Management and Arts students for higher education through an online application process.
The step-by-step process for the BSCC application process for the Management and Arts is detailed here. 
bscc application process for management and arts

BSCC Application Process for Management & Arts Students: If you are wondering how to apply for the Bihar Student Credit Card (BSCC) for pursuing an MBA (Management) & Arts course, then we have detailed answers to your question. BSCC Application Process for Management & Arts Students includes Registration, Form Filling, Uploading Required Documents, Selection of Courses, etc. For the first step, you should have your documents ready to apply for the BSCC, like Date of Birth proof, Education Qualifications, Government-issued Identity Cards and more. Then you have to move for registration for the Bihar student credit card on the official website at 7nishchay-yuvaupmission.bihar.gov.in, and then apply for the Bihar Credit Card. Check out the complete BSCC application process for management and arts students in the article.

Also Check: Bihar Credit Card Loan Interest Rate

BSCC Application Process for Management & Arts Students

If you are willing to pursue Management or Arts courses by using the Bihar Student Credit Card loan, then you can follow the steps provided below to know the application process for BSCC:

Step 1: Go to the  official website: 7nishchay-yuvaupmission.bihar.gov.in

Step 2: Click on the ‘ New Applicant Registration ’ available on the  website


Step 3: The direct link for the new applicant registration will redirect you to the application form for the BSCC


Step 4: Fill out the required details in the BSCC registration form, like name (as per class Xth registration), mobile number (must be active), and valid e-mail ID.

Step 5: After providing the mobile number and email ID, an OTP (One Time Password) will be sent to your registered email and mobile number. Fill out the OTP in the provided section and click on the ‘Submit’ button

Also Read: Bihar Student Credit Card Eligibility

Step 6: After successful submission, a ‘successfully registered’ confirmation message will appear on the screen. You will also receive a confirmation mail on their email ID and an SMS confirming their login credentials. After this, the applicant has to click on the ‘Go to Home Page’ button.

Step 7: Log in to the registered account on the BSCC official website

Step 8: After logging into the registered account, reset your password

Step 9: Log in again to the registered account using the new password

Step 10: Fill out the personal information required

Step 11: After filling out the complete application form, check the filled details and submit the BSCC application form

Step 12: A message will display on the screen after the successful submission of the Bihar Student Credit Card application

Step 13: Click on the “Exit” button. The system will log out

Step 14: Click on the “Select Scheme” button, and the following screen will be displayed

Step 15: Select the ‘Bihar Student Credit Card’ scheme from the drop-down menu

Step 16: A form for the ‘Bihar Student Credit Card’ scheme will appear on the screen

Also Read: Bihar Student Credit Card Course List

Step 17: Fill out the details asked in the application form, like PAN Number, Number of Dependents, Educational Qualification, etc.

Step 18: Fill out the details of the co-applicants, bank details, permanent address, temporary address and more

Step 19: Provide Details of Security Offered (Security is not necessary for loans up to Rs. 4 lakhs)

  • Plot/Flat/House No
  • Lease/Freehold in the
  • Date in the text box pro
  • In the Name of the
  • Address in the text box
  • Estimated Market Value
  • Click on the (Add more rows) link if you want to add more rows to input additional data
  • Click on the Interest in Immovable Property (Add more rows) link if you want to add more rows to input additional data
  • Click on one of the radio buttons to select Vehicle/Car. Two radio buttons will be provided:
    • Yes
    • No
  • If checked “Yes”, it will enter the Registration Number in the text box provided
  • In Other Securities, enter the Name of the Security
  • Serial Number
  • Name of the Holder
  • Maturity Value
  • Estimated Market Value
Also Read: List of Top Colleges under Bihar Student Credit Card

Step 19: Provide details of the course you want to pursue: Management & Arts

  • Name of the proposed Course of study
  • Name of the college/Institution
  • University-affiliated
  • Address Lines 1 & 2
  • State (States in India)
  • District
  • Pin code
  • Duration of the Course from the drop-down, available options 1,2,3,4,5 (Years)
  • Commencement Date for the Course
  • Expected Monthly Income of Students after Completion of Courses
  • Employment Potential after Completion of Course (Y/N)
  • Bank Account Number of Institute
  • Bank Name of Bank Account of Institute
  • IFSC code of Bank Account of Institute
Also Read : Documents Required for Bihar Student Credit Card

Step 20: Provide Details of Loan Request

  • Tuition Fees
  • Essential Books, Stationery, and Equipment
  • Examination Fees
  • In Maintenance Expenditure (City Category), select State from the drop-down. The application lists all the states in India
  • Select “City” from the drop-down. The application lists all the A and B-category cities in the selected state. If the city is not available, then enter the city in the “Other” field beside the drop-down
  • System auto-fill “Category” based on the specified city
  • Amount of Loan Applied
  • Insurance Premium for the Duration of Loan and Start-up Period
  • Total (should tally with the sources) in the text box provided
  • Amount of Non-Repayable fellowship, etc, available to the student in the text box provided
  • Amount of funds available from family sources for the course in the text box provided
  • The applicant enters the Amount of Loan applied for in the text box provided
  • The applicant enters the total (should tally with the cost) in the text box provided
Also Read: Income Criteria for BSCC Loan Approval

Step 21: Provide Details of Existing Loans (From Any Bank):

Provide below loan details against “Bank Name”, “Account Number”, “Date of Loan ”,“ Loan Amount ”,“ Present Outstanding & Mode of payment"

  • Housing Loan
  • Car Loan
  • PF Loan
  • Borrowings from Friends and Relatives
  • Credit Society
  • Others (Please Specify)
Step 22: Provide the loan details against “EMI” and “Details of Security Charged.”
  • Housing Loan
  • Car Loan
  • PF Loan
  • Borrowings from Friends and Relatives
  • Credit Society
  • Others (Please Specify)

Step 23: Provide the General Information required in the application form:

  • Provide Proposed/Preferred Repayment and Payment of Interest.
  • Enter “Mode of Repayment (How Many Months or How Many EMI’s)”
  • Enable the below checkboxes:
    • By Student
    • By Guardian
    • Payment of full interest as and when applied during the moratorium
  • No interest will be paid during the moratorium
  • In “Do you have an existing relationship with the bank? If so, Details thereof”, enable the “Yes/No” radio button
    • If “yes,” provide the details
  • In “Do you wish to open a savings account with the bank?” enable the “Yes/No” radio button
    • If “yes,” provide the details
  • In “Is there any guarantee given to the bank/another bank?” enable the “Yes/No” radio button
    • If “yes,” provide the details

Step 24 : Click on the Submit button. The form will be submitted successfully.

Note: The BSCC application process ends here

Document Required for BSCC Application Process for Management & Arts

Check the complete details for filling out the BSCC application process to get a loan for pursuing management or arts below:

  • Filled Common Application form
  • Aadhar Card of applicant and co-applicant (if available)
  • Copy of Pan Card of the student and co-applicant
  • Xth and XIIth Certificate and Marksheet
  • Copies of letter conferring scholarship, etc. (If available) Document
  • e-Approved Course Structure
  • Proof of admission
  • Fee Schedule
  • 2 Photographs of Student/Parent/Guarantor
  • Last year’s income certificate/Form 16
  • Last two year’s income tax return
  • Last 6 months Bank Statement
  • Proof of Residence (ID/Passport/Voter ID/Driving License)
  • Tax Receipt

We have provided the complete details related to the BSCC application process for Management and Arts in the article, like the steps to apply and the documents required. We hope that you will benefit from this article while applying for the Bihar Student Credit Card. All the best for your higher education! Stay tuned with CollegeDekho for the latest updates related to exam and more.

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