- How Medical Students Can Apply for BSCC Loan
- Documents Required for BSCC Application Process for Medical Students
- Step-by-Step BSCC Application Process for Medical Students
- BSCC Loan Eligibility for Medical Courses
- Medical Courses Covered Under BSCC
- To sum up, the Bihar Student Credit Card program is …
- Faqs
BSCC Application Process for Medical Students: The Bihar Student Credit Card (BSCC) is an initiative launched by the government of Bihar and it provides education loans up to 4 lakhs for students who want to pursue medical courses like MBBS, BDS, BAMS, BHMS, BPT, B.Sc. Nursing, BVMS, etc. This BSCC scheme provides financial assistance to students from economically disadvantaged families by covering study materials, tuition, and hostel fees. BSCC Application Process for Medical Courses is conducted online mode. The BSCC application process for medical students includes registration, form filling, uploading required documents, selection of courses and submission of the form.
We have enumerated the step-by-step BSCC application process for medical students, explained the Bihar student credit card eligibility, and highlighted the best medical courses under the BSCC scheme in this article.
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How to Register on the BSCC Portal
How Medical Students Can Apply for BSCC Loan
BSCC scheme is available for students pursuing higher education in medical courses. Below are the instructions for medical students applying for the BSCC loan.
- Visit the official website: You need to go to the official portal at www.7nishchay-yuvaupmission.bihar.gov.in/.
- Register as a New Applicant: Click on the ‘New Applicant Registration’ button.
- Fill in your details: Enter your name, email ID, mobile number, Aadhaar number, and the OTP received and then click ‘Submit’.
- Receive Login Credentials: After successful registration, you will receive your username and password via email and SMS.
- Log in to the Portal: Using the credentials, log in to the same website.
- Complete Personal Details: Fill out the Personal Information Page and click ‘Submit’.
- Select the BSCC option: From the drop-down menu, choose ‘BSCC’ and click ‘Apply’.
- Fill out the BSCC Application Form: Enter the required details and submit the form. You will then receive a confirmation message and an acknowledgement number.
- DRCC Appointment Notification: The District Registration and Counseling Center (DRCC) will schedule an appointment and notify students via email and SMS about the visit date.
- Visit the DRCC for Document Verification: Take self-attested documents and submit them to the Multi-Purpose Assistant (MPA) for verification.
- Loan Approval Process: After verification, if the loan is approved by the bank, then you will receive an SMS and email with the date to collect your Student Credit Card and loan sanction letter from the DRCC.
- Visit the Bank for Formalities : Take your Student Credit Card and sanction letter to the bank to complete the necessary documentation.
- Loan Disbursement: The bank will process the loan, and you will be informed once the amount is disbursed.
- Track your application: Applicants can also check their application status on the official portal.
Documents Required for BSCC Application Process for Medical Students
The following table below mentions the list of Documents Required for Bihar Student Credit Card application process for medical courses.
Document Name | Details |
|---|---|
BSCC Application Form | Properly filled application form. |
Aadhar Card | It is required for both the applicant and the co-applicant (if available). |
PAN Card | Copy of PAN card for both student and co-applicant. |
Academic Certificates & Marksheet | Class 10th & 12th certificates and Mark sheets. |
Approved Course Structure | Details of the course being pursued. |
Proof of Admission | Admission letter from the institution. |
Fee Schedule | Official fee structure issued by the institution. |
Photographs | Two passport-size photos of the student, parents, or guarantor. |
Income Certificate | Last year’s income certificate or Form 16. |
Income Tax Return | Copies of the last two years' ITR. |
Bank Statement | Last six months' bank statement. |
Proof of Residence | Any of the following: ID, Passport, Voter ID, or Driving License. |
Tax Receipt | Latest tax receipt. |
Step-by-Step BSCC Application Process for Medical Students
The step-by-step BSCC application process for medical students has been provided here:
Step | Details |
|---|---|
Step 1: Registration | To register, please visit the official BSCC website and enter your personal information. |
| Step 2: Document Upload | Upload required documents such as Aadhar Card, Academic Certificates and Income Proof. |
| Step 3: Fill Application | Fill out the application form with accurate details regarding the medical course and the institution. |
| Step 4: Submission | Submit the filled application form. |
| Step 5: Loan Sanction | You will need to wait for the loan approval, which will be reviewed by the concerned authorities. |
| Step 6:Loan Disbursement | Once the loan is approved, the funds will be directly transferred to the educational institution. |
Also Check: Bihar Student Credit Card Status
BSCC Loan Eligibility for Medical Courses
To be eligible for the BSCC loan, you must meet the following criteria:
- Residency: You must be a permanent resident of Bihar.
- Educational Qualification: Must have completed Class 12th from a recognized board with the required percentage for admission into medical courses.
- Admission: Secured admission to a recognized medical institution for authorized courses.
- Age Limit: You should be between 18 to 25 years of age.
- Income Limit: Your family's annual income must not exceed INR 6 lakhs for all categories.
Medical Courses Covered Under BSCC
The following medical courses listed in the table below are covered by the BSCC scheme:
S. No. | Medical Course Name |
|---|---|
1 | M.B.B.S. |
2 | B.Sc. (Nursing) |
3 | Bachelor of Pharmacy |
4 | Bachelor of Veterinary Medicine and Surgery (B.V.M.S.) |
5 | Bachelor of Ayurveda, Medicine and Surgery (B.A.M.S.) |
6 | Bachelor of Unani Medicine & Surgery (B.U.M.S.) |
7 | Bachelor of Homeopathic Medicine & Surgery (B.H.M.S.) |
8 | Bachelor of Dental Surgery (B.D.S.) |
9 | General Nursing Midwifery (G.N.M) |
10 | Bachelor of Physiotherapy |
11 | Bachelor of Occupational Therapy |
12 | Diploma in Food, Nutrition/ Dietetics |
To sum up, the Bihar Student Credit Card program is an admirable effort that gives prospective medical students the financial support they need. By removing financial barriers, students may concentrate on their studies and make valuable contributions to Bihar's healthcare system.
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FAQs
Applicants must be residents of Bihar, aged 18-25 years, have completed Class 12, secured admission in a recognized medical institution, and belong to a family with an annual income of up to ₹6 lakh.
To apply, register on the official BSCC portal, fill out the application form, upload required documents, and visit the District Registration Cum Counselling Centre (DRCC) for document verification. After approval, the loan amount is disbursed to the institution.
The BSCC scheme covers various medical and healthcare courses, including MBBS, BDS, BAMS, BHMS, B.Sc. Nursing, GNM, B.Pharm, and D.Pharm, among others.
The Bihar Student Credit Card (BSCC) scheme is a government initiative that provides financial assistance of up to ₹4 lakh at low-interest rates to students pursuing higher education, including medical courses like MBBS and BDS.
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