How to Check BSCC Loan Status Online

To check your BSCC loan status online, you need to visit the official website i.e. https://www.7nishchay-yuvaupmission.bihar.gov.in/ to know the details of your loan status online. You need to enter your login information which includes your username and password to access your account.

The Government of Bihar created the Bihar Student Credit Card (BSCC) scheme as a flagship program to provide financial assistance to students pursuing higher education. Through this scheme, students can get loans up to ₹4 lakh for their further education, which would cover costs of books, tuition, and living expenses.

If you have applied for the Bihar Student Credit Card, it is important to keep track of your loan application status to ensure there are no delays in processing. Below we have listed the steps to check BSCC loan progress online.

How to Check BSCC Loan Status Online?

There are multiple options for BSCC loan status check online but you can easily access it through the contact centre help and the official website of the Government of Bihar's Education Department.

Here is how to track Bihar student credit card loan application online:

• Open your preferred web browser.
• Go to the official Bihar Student Credit Card Portal by visiting: https://www.7nishchay-yuvaupmission.bihar.gov.in/
• Click on the "Applicant Login" option available on the homepage.
• Enter your registration number and mobile number with the password you created during the application process
• Click on the "Login" button.
• Once logged in, go to the "Track Application Status" section.
• Enter your registered mobile number or application reference number.
• Click on the "Check Status" button.
• Now, you can see the current status of your application directly on the screen after filling out the form and submitting it.

BSCC Loan Approval Tracking Status

Once the necessary information has been entered on the BSCC loan status check portal link, the page will show the status of your Bihar Student Credit Card. You will see one of the following statuses on your application:

Application Received: Your application was successfully submitted.

Under Process: Your application is being reviewed by the relevant authorities.

Document Verification in Progress: Your documents are being verified.

Approved: Your application has been approved, and the process of further payout has begun.

Loan Sanctioned: Once approved, your loan will be credited to your institution.

Rejected: The reasons for the rejection of your application will be explained.

On Hold: More documentation or clarifications are needed.

Moreover, it will be included in the status update if there is anything you need to do, such as visiting the DRCC or submitting additional documents.

Also Read: Bihar Student Credit Card Status

Alternative Methods to Check BSCC Loan Status Online

Apart from visiting the official to check your BSCC loan status online, you can also use the following alternative methods to track the progress of your application:

Bihar Student Credit Card Helpline

You can get help from the Bihar Student Credit Card Helpline if you run into any problems when checking the status online:

Helpline Number: 1800 3456 444

To get your BSCC loan application status, provide the customer service representative with your application number and registered mobile number.

Visit the DRCC Office

You can also visit the District Registration cum Counseling Center (DRCC) in your district to inquire about the application status. Keep the following documents with you:

• Application reference number
• Aadhaar card
• Registered mobile number

You will receive an update on the status of your application from the DRCC team.

Email Inquiry

You can also send an email to the concerned authorities at info@7nishchay-yuvaupmission.bihar.gov.in with your application details and request an update.

So, this is how to track Bihar student credit card loan application if you are unable to check it on your own on the official website.

Common Reasons for BSCC Loan Application Delay or Rejection

There are cases where your BSCC loan application can be denied or delayed. These include the following reasons:

• Missing Documents: Upload all required documents, including your income certificate, Aadhaar card, and academic credentials.
• Incorrect Information: Verify the information multiple times before submitting it to prevent inconsistencies.
• Low Credit Score: The BSCC loan application could be denied if the applicant or co-applicant has poor credit.
• Verification Delays: Sometimes, BSCC loan approval verification takes longer due to a backlog of applications.

You should follow up regularly and double-check your application before submitting it to avoid any rejections.

Also Read:

BSCC loan status check online can be easily done via visiting the official website. However, make sure to take a screenshot of the filled application form as it will contain your registration number.  Above we have mentioned how to check BSCC loan status online. You can keep track of the progress of your loan approval and maintain transparency by simply checking the status of your BSCC loan application online. However, do not hesitate to visit the DRCC office or call the helpdesk if you encounter any problems. Keep a close eye on your application to prevent any unnecessary delays and guarantee a seamless Bihar student credit card loan application procedure.

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