Dear student,
98.2 percentile in JEE Main is a good percentile for you. This percentile can get you a rank around 16k to 17k. This can get you some NITs like NIT Trichy, NIT Patna, NIT Sikkim or IIITs. It can also land you specialisations like CSE or ECE at IIITs. See the opening & closing ranks of JoSAA counselling Round 1 to get an idea. So we SUGGEST YOU TO NOT TAKE A DROP and go forward with the JoSAA counselling process. In case you are not satisfied with the allotment and believe you can do better next year, then you can take a call after the allotment process.
To help you here are a few resources:
GOOD LUCK!
What is cut off 2024 for IISTR Trivandrum?
I Got 87% In JEE Mains. Which colleges can I get with 87 percentile in JEE Mains?
My rank in JEE Mains is 13 lakh around will I get any college?
My jee advanced qualification 58 in sc Category I can get admission in iit any one branch
Can I Get Any Nit With 84 percentile in Jee Mains