How to Apply for West Bengal Student Credit Card?

Ritoprasad Kundu

Updated On: March 13, 2025 06:03 PM

Candidates have to first register themselves online at wbscc.wb.gov.in and click on the student credit card tab for online student credit card West Bengal. After successful registration, a unique ID will be generated allowing candidates to proceed with the application process.

How to Apply for West Bengal Student Credit Card?

How to Apply for West Bengal Student Credit Card: The West Bengal government launched the West Bengal Student Credit Card Scheme with the objective of offering students who are pursuing higher education financial support. With a 15-year repayment period and a minimum annual interest rate of 4%, this program enables students to obtain loans up to INR 10 lakhs. It is intended to assist students, whether they are studying in India or overseas, in overcoming financial obstacles and concentrating on their academic objectives. Students in Class 10 and up who live in West Bengal and are enrolled in undergraduate, graduate, doctoral, and professional programs are eligible to apply for student credit card West Bengal.

The West Bengal Student Credit Card application process is simple and can be finished online via the official website. Students must register on the website, complete the application form with their contact, academic, and personal information, and upload the necessary documentation, including proof of identity, proof of admission, and proof of guardian income. Following submission, the application will be reviewed by the relevant authorities, and if accepted, the student will be able to take advantage of the loan benefits. Candidates can check this detailed article to get more information about student credit card West Bengal apply online.

Also Read:

How To Apply For Student Credit Card In West Bengal?

Applicants can check the detailed procedure of West Bengal student credit card apply in this section. It majorly consists of 5-step process which includes:

  • Online Registration
  • Filling of Application Form
  • Check Applicant Profile
  • Revie
  • Submit Application

Let us discover these steps in detail below.

Apply for WB Student Credit Card - Step 1: Online Registration

Candidates have to visit the official website of West Bengal Government at wbscc.wb.gov.in or banglaruchchashiksha.wb.gov.in and then click on the Student Credit Card tab in order to apply for West Bengal student credit card. Students have to click on the registration of student form option, fill up the registration form and then click on the register button to generate user ID and password. To register candidates have to fill up the details like name, date of birth, gender, present course of study, contact details and selection of password. After successful registration of the aspirant, a unique ID will be generated which will be sent on the mobile number of the student. This unique ID or the user ID will be used for submission and other future purposes of the application.

Apply for WB Student Credit Card - Step 2: Filling of Application Form

Before starting to fill the application form candidates have to login using their generated credentials like the registration number and password. The application dashboard will open upon successful login where various steps of application with their respective status. Next, students have to fill in the application form by entering their personal details like name, father’s name, mother’s name, co-borrower / name of guardian and his/her respective detailed information, present and permanent address details, course and income details, bank details of the student and bank details of the co-borrower.

Apply for WB Student Credit Card - Step 3: Check Applicant Profile

After filling up the application form in detail, applicants have to click on the save and continue tab to proceed with student credit card West Bengal apply. By clicking on the respective tab on the page, the Applicant Profile View page will open where his/her name, scanned his/her photo and signature, scanned photo and signature of co-borrower, details of qualifying exam, details of present course of study, personal information etc will be mentioned which was duly filled by the candidate while filling up the WB education loan application form.

Apply for WB Student Credit Card - Step 4: Review

In the applicant profile view section, candidates get the option to cross-check each and every detail mentioned by them while student credit card apply in West Bengal. In case, the applicant finds any discrepancy in the information earlier provided they can edit the details by clicking on the Edit button on the left panel. If the student is satisfied with the information provided then they can proceed to the next step of student loan apply West Bengal.

Apply for WB Student Credit Card - Step 5: Submit Application

After carefully reviewing the application, candidates have to click on the Submit Application tab. Once the application is processed for final submission a pop-up will appear mentioning whether the candidate has fed all information correctly or not as there is no scope for modification after final submission. If the candidate is satisfied with all information provided then he/she can proceed and click on the Yes button.

Also Read: List of Courses Covered Under the West Bengal Student Credit Card Scheme

To sum up, the WB student credit card online apply process is simple and aims to provide students with the financial resources they need to pursue higher education. Students can take advantage of this valuable scheme by following the detailed steps, which include registering on the West Bengal Government official portal, accurately filling out the application form, uploading the required documents, and submitting the application for verification. The program demonstrates the West Bengal government's dedication to lowering the cost and increasing access to education for worthy students from all walks of life.

Furthermore, students have a great chance to fulfil their academic goals without facing financial obstacles since the introduction of the West Bengal Student Credit Card Scheme. The program guarantees that financial difficulties won't impede academic progress with its alluring features, which include low interest rates, a flexible repayment plan, and easy accessibility. It is advised that students and their parents carefully go over the requirements for eligibility and the application procedure to maximise this program and ensure a better future.

To get guidance feel free to dial our toll-free number 1800-572-9877 or fill out CollegeDekho’s Common Application Form . An admissions counsellor will be assigned to you to make your journey hassle-free. In case of any queries or concerns, you can write to us in the QnA zone .

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FAQs

Is there any mark percentage requirement for applying for a credit card scheme?

No, there is no mark requirement for applying for a credit card scheme.

Can a final-year student apply for the West Bengal Student Credit Card scheme?

Yes, a final year student can apply for the West Bengal Student Credit Card scheme. 

 

Does the candidate have to submit a domicile certificate and caste certificate while filling up the application form?

No. Applicants are not required to submit the domicile certificate and caste certificate while applying for the West Bengal Student Credit Card scheme.

Will the student get any confirmation from the WB SCC government portal after successful registration?

Yes, upon successful completion of the registration process, the candidates will get a confirmation on his/her registered mobile number and email ID. 

 

What is the maximum loan amount eligible under the West Bengal Student Credit Card scheme?

The maximum loan amount eligible under the West Bengal Student Credit Card scheme is INR 10 lakhs. 

 

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